Just got a 4.75% quote from rocket for a secondary home. Anyone seeing better rates currently?

Do grad school essays go through plagiarism check ?

I dont think I am being paid fairly on par with my male colleagues. Any suggestions on how I should raise this to the leadership? Does it cause any negative feelings if you complain about such things?

Till when recession gonna last ?

I've been a cashier for like 5 years and want to move up the chain, what do I need to learn to become a supervisor?

What is street parking like in Little Italy? Looking at a place but will have to park on the street, specifically near grape street/Columbia street

What type of questions might be asked in Managerial Round?

Anyone here experiencing secondary infertility? Why is this so hard to talk about … I should be only grateful that I already had a child? I am dying for another baby but I feel like I get the “at least you have one” thing every time I bring it up.

I'm considering taking on some freelance web design projects to earn a little extra cash for the holidays, any ideas on where I can find projects?

Is 150000 CHF a good salary for a solution architect in Zurich?

I am looking for a white label partner who can provide web design clients to me and we can work together. You take care of the sales side and i take care of the development. Thanks

Can someone please confirm if i submit my papers in probation period how much notice period i have to serve in Birlasoft. Thanks in advance.

I used to be a fun, happy person. Six months at big law has made me hate life. I’m starting to look at an exit from the field. Sure, people will say, “you’re new,” “we’ve done it for so long,” etc.

Just know, if this is you, you aren’t alone.

Who here has been following the Teams / Slack chats at their client(s) this #log4j #log4shell weekend?

1. Are you pleasantly surprised how efficient and coordinated the various teams at each client have been with staying on top of it and handling it like pros?

2. Have you offered to help?

Can someone let me know the various career levels like b7, b8 and how can we relate that, their job nature ......

Was once the best performing individual in a team and now doesn't feel motivated at the workplace at all. Tried switching roles, so I can challenge myself and keep learning...but after few months I get bored I guess.
Also, finishing my bachelors with an online degree but not motivated at all to sit and study.
Interested in day trading and/or working on a small biz and learn something that I can value my whole life, any suggestions?

❗️❗️❗️Is there anyone here from Infosys Consulting? Preferably at Principal/ Senior Principal Consultant level. Need urgent help❗️❗️❗️

Help - my offer just got accepted and I need to secure mortgage within 30 days. What are the hidden things I need to consider apart from interest rates. My preapproval has decent rate (2.75%) but I feel closing is high at $16k. Also lists transfer taxes that seller is expected to pay and I’m not sure if seller is aware. It also says I may not be able to refinance this loan. I’m immigrant and slightly overwhelmed and want to hear best tactics used while shopping around. Thanks in advance

Would there be any draw backs to making our first property a “second home” and use it for short term rentals so we can stay there some times to qualify as a secondary home? I hate that I need at least 20% for an investment property since we don’t have that and it won’t be for a while, and we could get in with 10% down

Anybody have a 5/3 bank mortgage? On my credit report, there’s a remark that says payment deferred, but I’m not under any such plan. It’s also showing certain months without check marks but doesn’t say late PMTs. Ive paid ahead one month. Any suggestions why?

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

Hi all, currently in Toronto thinking of purchasing a condo with my family. Is now a good time to buy? Even if the property is a catch and odds are it might be taken by anyone else. Should I wait to buy?

Anyone heard about Crossings at Radburn Town Homes in Fair Lawn, NJ by Pulte? Would like to clarify few things as it’s under construction property and I am on H1B visa. Please help

I am considering pulling a home equity line for my primary residence to use for basement finishing and bathroom remodeling. Has anyone lately shopped for home equity loan/line. Any recommended lenders with best rates or experience either with traditional banks of fintech players? Also, open to any other suggestions with regard to financing the projects.

New homeowner, bought a house with decent renovation potential including building a full bathroom in a mostly finished basement. I’m trying to figure out the deal with permits. Some folks have recommended doing it without permits because it takes ages to get approved, thoughts? I mean is building without a permit common practice?

Is it kind of crazy that Canada doesn’t have a price history for their properties

How do people feel about 7-ARM? I am getting 3.75% for 7-ARM vs 4.125% for 30-fixed. I typically prefer 30-fixed, but the monthly p&i will be lower by $300 and closing cost will be $4k lower. Unsure about ARM products, as we all don’t know where the rate will be in a few years…

Put house on the market at what realtor thinks is a fair value. So far (only five showings) everyone likes the house but says it’s too expensive given updates they’d want to make (they don’t say what but I’m guessing updating the bathrooms as example). Would you let the property hang out longer or would you move quickly to drop the price down? We’re actually not in a rush to sell but it’s frustrating hearing everyone else say their house sold in like a day

Does anyone know how long after a loan is denied it takes to get the down payment back? ( loan was denied due to the bank not accepting the condo and no fault of my own)

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I live in NJ. Can someone recommend me a CPA? The one I found is asking 3000$ for doing yearly taxes for Llc. Can you please let me know what’s reasonable cost for filing yearly taxes. It’s a 3 member Llc with very little complexity. Since it’s just start up with no revenue.

Anyone know of a way around short-term rental regs? Looking at a property that is in an area with a 3 year wait list for short term rental permit. Is there anything else I can do with property to earn income, without breaking the short term (27 days and under) rental law?

What apps/technology have you all found useful to manage your rental(s)? Specifically interested in tenant screening and rental collection platforms, but up to hear about any others as well

What kind of refinance options do I have on a property worth 75k that I own outright? I want to leave 20% in and cash out but I feel for such a small balance the fees aren’t worth it

Any good books or online reading suggestions that have helped you start buying rental properties? First time buyer looking to buy distressed property, live-in while renovating, and rent rooms to friends in short term.

Anyone have experience transferring title to a single-member LLC a few months after closing? Did the lender hit you with the due on sale clause or were they open to the title transfer considering it’s a single member LLC and you’re still personally responsible for the mortgage.

Reason for wanting to do this is for the added layer of asset protection and keeping the bookkeeping simple

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible