What kind of refinance options do I have on a property worth 75k that I own outright? I want to leave 20% in and cash out but I feel for such a small balance the fees aren’t worth it

While many people are doing well from Bitcoin, this is also going to end badly for many more people who are rushing into this with out full understanding.

Any advice in terms of investment to save the maximum tax?

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

Applying for Uk visa from overseas- How do I know if I am eligible for IHS loan ( immigration health surcharge) can someone explain this here? Thanks a lot

I will currently end as Plat Pro in American due to promotion but thinking of switching to United in 2020. I spend about 14-15K in a year but don’t have enough QS/QM to re-qualify for Plat Pro (cont.)

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

27, paid off car, student loans left is $18.5k, investments at $22.3k, trying to go to grad school PT by next summer. employer willing to pay $5.5k/yearly, would take me 2.3ish years to complete, projected price would be $23k after tuition reimbursement. what’s the best way to pay through school, i feel like it doesn’t make sense to put money into a 529 if i plan to withdraw so soon? thoughts were max out my 403B, show an AGI of 70K and get low cost student loans out? does this make sense to do?

What's the play on Bitcoin?

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Have CSR. Thinking of getting either the Bonvoy Brilliant Amex or Bonvoy Boundless Amex to use ONLY for my Bonvoy stays (I travel weekly). The 6x Bonvoy points per stay and the 3x CSR points per stay

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

Do we need to submit rental agreement to claim HRA tax exemption in Ericsson or rental receipts enough ?

How frequent rental receipts should be ( yearly ? Or quarterly)

Hey Guys,

Can anyone please suggest sectors i can rent a 1bhk in and what will be the cost.
Please help me.

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

What are some side hustles you’re doing? I’m looking for ways to make additional money.

Has anyone used the Warton Group to purchase 401k leads? How was your experience?

Hi all! Accenture Federal is doing a big hiring push right now. If anyone in the federal space is recently unemployed, I’d be happy to submit a referral for you.

can i get hike in march 2024 if i join in feb last 2023

How important is the language test for INEAD - non-native speaker planning to apply with a language I learned and tested on in college

Hi Fishes,

Need advice,

I recently got laid off by PS and my notice period just got over,

I have offers from:

PineLabs,

HealthKart,

Recro,

Rojo Consultancy

All are offering almost same ctc around 19-22 LPA,

I have 3 years of experience as a backend developer,

working on Spring Boot, REST API, Java 8.

Any help is really appreciated,

Thanks in Advance 😅

Does anyone want to buy a MacBook Pro 13inch with touchbar from 2017? Like new condition. 8Gb ram, 256gb SSD, very lightly used battery

Any plaintiff’s attorneys on here from St. Louis? I might make the switch over from defense. Curious how much you all are making per year if you’re comfortable sharing. I’m trying to get an idea whether leaving the billable model and stress behind is worth the lower annual salary. Thanks!

Hi Tax Fishes,

Anyone can refer me to Deloitte for A2 M&A Tax Role?

Many thanks in advance 👏🏻

I have my first round scheduled in 2 days for data engineer role. HR told that first round would be of Data structure. Can you please tell me what could I prepare for it ?😓😓

Guggenheim healthcare reputation?

What is the wfh scene in Birlasoft Noida office right now ? Asking for a friend.

Production feels like a constant battle to preserve the original idea against everyone‘s unnecessary creative flourishes. How do top agencies manage to turn out such well crafted work?

Has any creative here ever tried to make the leap to leave advertising and be a film maker, photographer, illustrator, etc.?? I’m so tired of ad agencies and how draining the “creative” can be. Happiness is more important than a nice paycheck for me. Any inspiration success stories advice would be so helpful right now...

those of you that are on local projects and don't have someone to cook for them, what does your dinner usually look like? I feel like I'm being an idiot and spending way too much on food

Is it good to move from supply chain consulting to Big data Analytics field?

Hi,
I received an offer as Senior QA Engineer in Coforge. The offer mentions a hike of 30℅ from my current salary, no joining bonus and I'm assigned to band 3. There is also a mention of the probation period of 6 months. Can this be considered a good offer?
YOE: 6
No other offer in hand.
Please let me know whether I should go ahead with accepting the offer.

Any tips on starting a side project to boost my chance of getting hired as a PMM?

Why don't Barclays have their technology centre in Bangalore.. and only in Noida, pune and chennai?

Had my 2nd round with Genpact, it's been one and half week. The HR has not responded yet, how long it's takes for them to get back ?

BCG really disgusted for you to not provide any feedback on my interview after multiple emails.

When is the best time to disclose your disability? During the interview phase, when you first start, or when the issues first come up and you need accommodations?

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

Home depot or lowes for kitchen remodel? Avoid ikea?

Has anyone used redfin to sell a home and save on paying commission? Is it really just 1%?

Any tips on someone who's new to real estate and wants to start investing in NYC?

Newbie quick question - is the 1% calculated based on rents collected, NOT including your own mortgage payment if it’s owner-occupied?

Ex: looking at a 3 family for $500k, let’s say rent is $1800/each for the 2 units, hence 3.6k month, but I live in the other. How do i apply the 1% rule here?

Any fix and flippers in Chicago/Chicagoland area?

Bought a house with 10% down for 380k. Appraisal came in a 400k but now I’m doing renovations. Completely redoing both bathrooms in the house. Removing popcorn ceilings, installed new AC with new ductwork and insulation, installed a new tankless gas water heater and building out laundry room in garage. Should I refinance after this to get rid of PMI? Current rate for 30 yr is 2.625%. Aka is it safe to assume my appraisal can come back above 435k to equate to 20% equity?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Getting 6.99% on investment property for 25% down no points smh

Other option was 7.125% for 20% down and 1.points which would be slightly above $9k

Yeah this is my last deal for awhile 🙃

With the rising interest rates… what would be an ideal down payment… 5% 10% 20% or more? First time buyer here

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Commercial Real Estate: how long did it take you to know if this is what you want to work in?

One of lenders I am working with is asking for 750 pre payment to finish he application, which has lie, 30 pages of signatures.

The other lender gave me a preapproval letter. Is the 750@ normal thing? First time home buyer here, feel like I’m about to screw myself over.

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?