My thoughts on the current market.

Any local jewelers you’d recommend for diamond and gold jewelry? Looking for tennis necklace as well as 18k gold earrings

What spas do you all recommend in Houston? I normally go to Chinatown for a cheap massage but I want to try to treat myself to a proper spa experience.

I was reading a post in another group that asked how folks were celebrating Diwali outside of India and 2 people mentioned that their whole street (in the US) exchanged sweets, put up lights, and pitched in for a community firecrackers permit. This had me wondering if this happened in the US for Eid as well in cites where there is a big Muslim population. Also, how do you all celebrate Eid? For folks who are grew up in the west, is there anything you plan on doing differently with your kids?

I’ve been interviewing for new positions to leave PA. But in my current position, we’ve been adding quite a few new projects (and our team is partner, two staff, and me) that will probably start over the next couple of months. I don’t think my boss has any idea I’m looking to leave - anything I should do to not feel guilty about potentially leaving them short staffed with a ton of work? Is this something you think about when looking to leave?

I’ve built a reputation I’m proud of @ my company. I’m underpaid for what I do (started as an intern) & recently asked for a market adjustment. Management acknowledged that I’m undervalued & plans to set me up for a promotion. It’d come with more responsibility, which doesn’t align with my goals.

Is it wise for me to remain open to a promotion just for increased pay? Or should I be transparent with management about my goals (& possibly not get the pay I’m asking for)? Or any other tips?

Should i join s&p now, I heard some bad news of its merger..

Are cops paid enough or should they be rewarded better for their service?

How do you feel about supply chain decisions being made by AI?

Just got offered a position at PrimeSource Building Products. I will have to relocate if I take the job. Does anybody have any advice for relocating or PrimeSource?

Hello! Currently struggling with what to do career wise. I have been set on medical school my whole life, but recently I’ve been exploring other careers such as law. Anyone have any advice on how to determine which career would be best for me? I have a 3.77 GPA and am getting a BS in Biology and Psychology. Any insight would be helpful!

First gen immigrant getting case of impostor syndrome/nerves with upcoming BCG interview. Any folks want to share advice that might help? Would really appreciate it; thanks :)

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

Is there such thing as making healthy pasty? I’m getting whole grain pasta but getting healthy sauce is the hard part. Any recs?

Anyone have recommendations for CPAs based in Houston (or anywhere in Texas in the post pandemic world) who are familiar with working with BigLaw attorneys?

Advice or Book recommendations on how not to get bothered by others/ friends/ peers? What they think or what they do!
Been struggling lately

For all new home buyers, at what stage in the construction process are you experiencing delays? As per my builder my home is slated for Sept/oct '22 completion and the builder will be setting-up a pre-drywall inspection meeting for July 1st week. Wanted to get others perspective whether sept/oct '22 timeline is still a reasonable estimate (wanting to take a 180 day lock-in from lender)

In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..

Any suggestions for joint investment account with a significant other?

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

Thoughts on staking crypto? What’s the safest way.

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

Do you count your car as part of your NW on Mint/other trackers?

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

How to FIRE with kids? No kids for us yet but wife and I do FIRE and we’re wondering if it’s even possible with kids. Just takes longer maybe?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments