Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

Looking to build out my 2021 investment strategy over the holidays and looking for resource recommendations on the following.
1- Where to learn/refresh about Options; 2- resource to download or analyze stock data (historical prices) as well as key metrics (PE, YoY revenue growth) to identify stocks as outliers either for shorting or as investment 3 - Paid or unpaid resources that discuss ideas and trends (not necessarily just stock picks).
thanks in advance. And happy holidays!

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Planning to buy vanguard ETFs only (Long term investments). Should I use Vanguard or Schwab?

Schwab seems to be cheaper with better service based on what I’ve read.

I’ll be a student again so no income and no guarantors that meet income requirement. How do I secure housing? Do landlords take full payment on the lease? Any places that don’t have income verification?

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

Anyone had any luck recently landing a place under $3k?

Feeling defeated. 240k student loan, 165k salary, 29y who never lived alone and still can’t — when can I start living life? Does everyone just keep making sacrifices, changing priorities? Contd

Do you make more than $500k? What do you do? Just curious. I do not and make much lower than that. Would love to know any other incomes - investments , real estate etc.

I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Can someone suggest me integration steps for apple pay ? I am facing issue in using sandbox test card even after change device region to US and also add my account on apple developer sandbox.

Do Big 4 partners need to maintain any level of independence in retirement?

Is ulip a good option for investment planning. If yes, can anyone tell me about max life fast track super plan. From what is told this plan has 10 year tenure and investment has to be done for only 5 years

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

What’s the best savings account to keep money in? Interest rate? Minimum balance requirement? Annual fees?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Any thoughts to the group on the states opening up?

AZ here - I think it's too soon

GS 2023 New Analyst Program. Is this a good program to apply for someone looking to start as an analyst? How easy is to get into this program or even GS overall? I have 1-2 years of experience and some Finra licenses if that can help me somehow. Looking for some opinions about the program. Thanks

How many PTO/Vacation days do you usually take off a year if your employer offers unlimited PTO/Vacation days?

I just started a new job and this is the first time I’ve ran into this. It sounds nice but at the same time I hate the lack of direction. Help!

Hello guys. I'm from India looking for a job opportunity in Data Analyst (fresher) in UK. Can anyone refer me? I am learning Italian and French.

Hi all,

I am posting this on behalf of my friend who is looking to start his career in the area of Thycotic secret server using Delinea Tool. He is planning to join a course on that. Could you please let us know the future scope for this profile?

Do they provide cab facility in Pune location ? How is the wfh policy? Do they reimburse internet charges?

I want to learn advance SQL. I am good in basic but in terms of writing complex SQL query, I am not good.

Pls suggest SQL training in Hyderabad.

Does every single practice at EY suck as much as IT External Audit/Technology Risk?

How is Genpact Credit Risk Modelling team? Is it worth joining??

Staying at the Ritz and STR in the Maldives so expecting good service and reading mixed things about tipping. I usually don’t tip much at hotels (never really thought about it) but what do people do? Is there an expectation and would the amount be based on like room rate or just a flat daily per day?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

We have motion sensor lights in my office and the sensor is far from my desk. Consequently, if I'm on a long WebEx, the lights go out and it's embarrassing. The building won't change the sensor. Anyone find a solution for this (aside from standing up and moving, which would be very awkward)? I can't rearrange my office.

Anyone been to Langkawi? Debating between ritz or st Regis and hoping for some reviews. Any other information would be helpful too! Thanks

Hi all… I would like to know if any have started and have been successful as an Etsy seller. Please share any insight and experiences. Thanks

How common PIP in Aws Pro services ?

Social distancing into summer? It will probably be helpful, but I don't think people will abide by it

My boss refuses to take my advice and update our website, which is stuck in the 2010s. Why hire a marketer if you won't allow any changes to our marketing?

I have recently switched the service line from AI&DE to Cloudeng.. what will be the impact on the hike for next year based on service line change? I have 10 years of experience with 3rd year SC and my current CTC is 29L. Will they normalise my salary based on service line change?

Been having trouble moving on since girlfriend ended relationship 3 weeks ago after 2+ years of dating. Before ending it she came over 3 weeks prior to basically give me a chance to work things out and we had a good discussion but then I went back into our routine and didn’t really fight for it or have serious follow up convos that we needed. Now I just have so many regrets that I let her go. I know we still love each other and left on “good” terms but can’t forgive myself for my lack of action.

Hi, Did any one joined recently. What happens in virtual onboarding. Pls share your experience. Is it like hourly connect to welcome all.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Landed a contract role at Deloitte via MBO Partners for an audit senior role. MBO is making me a W-2 employee for MBO, but I am getting paid $125/hour plus overtime. Am I missing something here or am I about to be making $5K/week (or more with OT)? Anyone have any experience with MBO or doing contract work like this? Obviously way more than I'd make if I stayed at KPMG for busy season.

How badly is inflation affecting you? I went to the mall the other night and it looks like consumers are going on a usual.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

For all new home buyers, at what stage in the construction process are you experiencing delays? As per my builder my home is slated for Sept/oct '22 completion and the builder will be setting-up a pre-drywall inspection meeting for July 1st week. Wanted to get others perspective whether sept/oct '22 timeline is still a reasonable estimate (wanting to take a 180 day lock-in from lender)

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Those who invest in residential real estate for passive income — looking back — what do you wish you knew before purchasing your first property? What would you have done differently?

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

25 yr old here with net worth of $140k and $110k salary. Starting small but want to FIRE. Is it too early for me to buy an investment RE property (while I live in NYC myself)? I saw another post of a someone buying a $140k property with positive cash flow and was inspired to try and do something similar.

Hi all I’m new and ignorant to be blunt. I finally found a financial coach to at least start my journey on becoming debt free as my savings is pretty pathetic. But who should I ask advice on my 401k & IRA? I have no idea if I’m investing smartly. I have reviewed the Bogleheads’ Guide to Market Indexes which I feel is helpful so far. I am 40 so not exactly young. Thank you!

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

What do you want to do when you reach FI?