OK, i truly enjoy the discussions about paying off low cost mortgages. My question is to the people in or near retirement. What percentage of your net worth is in primary home equity? What is your age and how close are you to firing/retiring?
I’ll start. I am retired and have approximately 4% of my net worth in home equity.

Got a message from a Bain recruiter looking for experienced hires to start q1. I'm very interested but cautious because they're looking for a speedy process...feels a little rushed. Anything to be concerned about that I don't know? Like could this just be an attempt to get huge app volume or can I assume there's actually a chance if they reached out? I'm at a boutique in a niche industry, so just unsure of what would have drawn him to my profile.

Question for the married 🐠- Have you ever gone to couples therapy? If so, how did it work out for you? Did it help and do you now live your life happily ever after? Or did it just delay the inevitable and you are no longer in a relationship with your significant other? I’ve seen so many people go to therapy only to end up breaking up shortly afterwards and dropping some serious $$$

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

I’m brand spanking new to the “official” business analyst role and have my first functional requirements workshop any tips on how to make this a success?

Super anxious, nervous and everything else that’s involved.

For referal in Amazon, DM your profile

Has an tested roles for SAP through productive test simulation within production? Is there any risk doing this as the test is in production?

Is there a way for my H4 spouse to be eligible for work in States?

Hello everyone. I have 9 years of experience in iOS development. I have worked in swift, react native, reactjs, blockchain. Was working a product lead. Got laid off last week. Looking for an opportunity.
Thanks in advance!

I’m interviewing for a job, but I’m getting a toxic vibes.
1. want me to relocate to NY but the supervisor is based in another state. Why am I relocating?2. commented on my outfit (a shirt and tie) for zoom and laughed that I dressed up for an interview
3. Said if I hadn’t reached out to someone on the team prior to applying, he would’ve declined my application for being outside NY.
4. asked my favorite movie and said “he fell asleep” during

I’m moving on to the next round. Am I overreacting?

Heyy people,

Couldn't attend this interview at PwC due to last minute technical difficulties. I requested HR to reschedule it. She said it's not possible this week and she'll try her best for the next week. I am really tensed, I don't want to throw away this opportunity. I was really looking forward for the interview. Would they really reschedule my interview?

Is severance taxed higher? I got 1 month of pay but seemed to be taxed much higher

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Can people working side gigs as consultants receive deferred compensation? Or has anyone seen other creative, legal ways that consultants can work now and get paid later? I have a side gig that could end at any time, and I don’t envision it going into 2022. Good problem to have, but the side gig is bumping me into higher tax brackets this year, while next year, I envision I’ll be back to lower brackets, so I was wondering if there’s a way to delay some of this compensation to next year.

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Hi all I’m new and ignorant to be blunt. I finally found a financial coach to at least start my journey on becoming debt free as my savings is pretty pathetic. But who should I ask advice on my 401k & IRA? I have no idea if I’m investing smartly. I have reviewed the Bogleheads’ Guide to Market Indexes which I feel is helpful so far. I am 40 so not exactly young. Thank you!

Looking for advice to stop spending $$...

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

How badly is inflation affecting you? I went to the mall the other night and it looks like consumers are going on a usual.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Thoughts on staking crypto? What’s the safest way.

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?