What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

What cryptos are you investing in? (Other than BTC and ETH)

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I have a monthly 1.2 TB limit on my xfinity. How many of you have the same limit and how many of you exceed the limit?

I'm a crypto Twitter influencer, AMA

What is the best platform for cryptocurrency?

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

Moving to atl- what are typical 1x1 rent prices?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

How much money have you lost? Misery loves company

Marriott or SPG credit card (for the sign on bonus)?

Hi. I am a 6 year experienced sdet trying to get into devops.
I started to practise on Jenkins build.
I know a bit of python- used it in my automation frameworks. Need to start on containerization.
From Google I got know we need to have python, linux knowledge, ansible , chef, puppet and terraform- (good to have)
I also am preparing for azure 204.
Since you all are in devops real time, can you pls tell if I am in right path and how to gain some hands-on?
I can't shift project. Tried it alrdy

Any recommendations for grow lights that can be moved around?

Any veterans here still serving in the Reserve? Drill Hall is a new bowl here.

Have you ever been injured at work? I feel like our jobs are so high risk!

How much does amazon pay for senior technical pm? How does that correlate to deloitte senior manager salary?

I feel that I am the only person on the team that gives a damn. Everybody else seems to don't care. Funny thing is, I am leaving next week. So good luck to you all! ✌🏻️

What does it mean if there’s a NEP at the firm who’s been there for a long time (20+ years), but never got promoted to EP? Never held leadership roles too. Does it usually mean EPs does not like the NEP enough to get promoted?

The NEP has a book of business, though no idea how much it brings in.

How is WLB in Tiger Analytics?
Do they allow project movement , If we don't like the kind of work we get in project?

Tiger Analytics has started firing their new joineers(freshers) as they don't have adequate projects. I don't know where the freshers will go as they haven't done any project as such.

This is just pathetic from organization. They are just firing people owing to failing a test of certification, for which other company gives 3 trials but they are giving only one try with negative markings

Anyone else have a client that wants to communicate “informally” over weekends? I’ve got a client that can’t seem to turn his work brain off. It drains me M-Fri. I don’t need it Sat/Sun too

I'm accepting an offer with a new company... Start in early Aug. Senior Manager role, though in this company that equates to Manager at most consulting farms. They did not had hunt me. I came to them for the job.

I have COVID delayed vacations planned for the last week in August and the first week in October.

Should I just cancel one of them? Or should I at least put both on the table and see what they say? They're going to hire me either way, but I wonder if it's a bad start to ask for both.

I have recently left Big 4 Consulting few months ago (5+ YOE) and joined a boutique. I am not enjoying my role here - is it bad to leave after 6 months?

Hello Team,

Please need 11 likes to chat directly with users. Please do the needful.

Hey honeywellas, :D

What would be the compensation range for a Product Security Architect (HBT) at 9.7 YOE?

Advice needed - final interview last Friday at one place, heading into final interview at other place next week. If I get an offer at one before final travel interview at other, any suggestions Cont'

4th year lateral market —
Anyone get asked to complete conflicts prior to a formal offer being extended? Not sure I want to disclose clients before accepting said offer.

Hi All,
Please help

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

Do you count your car as part of your NW on Mint/other trackers?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

Anyone have any good realtors in the Greenville SC area who know the VA loan?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!