Oracle Implementation Consultant (2.5 years) out of college. Certified and up for promotion in the new year. New salary (87k) looking for financial / data analyst role what title /salary can I expect?

Hi ,
Need your suggestion
YOE : 6. 5 yrs
Technologies : Salesforce ( vlocity)

I have an offer from
Accenture - 18.75 (including 21% variable) + 1.24 Lakhs JB
Cognizant - 19.29 fixed + 70000 variable + 1 JB
Tech Mahindra - 20 Lpa fixed + 2.3 lakhs JB
IBM - 23.66 LPA all fixed + 2 lakh JB

Please help to decide which one is better

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