pre-tax, roth or after-tax 401K? I'm 22 with no student loans. Any input is appreciated

Looking to get some more certifications under my belt so I can grow my career. What certifications are recommended for becoming a more knowledgeable healthcare consultant, and what certifying body/program would you suggest I do it with? Looking for any/all options that are most desired in today’s market

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

What are all the ways to save income tax?
CTC 9.8L

Looking to pivot out of a top pharma marketing/ad agency and into consulting. Ultimately want to leverage both experiences to move client side or to a healthcare start up.

What are the best firms for this type of transition and why?

Is Google open to remote? Interviewed within the healthcare research department, waiting to hear back from recruiter on next steps.

Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

I closed on a new build a few weeks ago and now the same home is available for much less with the builder offering all appliances, additional credits, and buy down of the rate. Is there anything I can do to get now? It seems unfair that I paid more and didn't get the incentives.

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Why do firms not use vested stock options as incentive in earlier stages of career?

Hello Fishes

I have been offered a role on Nokia, Bangalore. Wanted to understand the work culture, hybrid work timings/ flexi work hours , health Insurance details .
Can someone please help here?

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

Hey guys, so I have competing offers. One at Bank of America for 124, and one at Allspring for 110.

Does anybody work at Allspring? They did not provide any information regarding benefits, 401k match, or any annual bonus structure. I was told, verbally, that the Bank of America bonus is something like 15 to 20%, but nothing in writing.

Just wondering if anyone has any knowledge about compensation structure at Allspring, or any opinions on the culture there. I would be in Charlotte.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Healthcare consulting practice. Deloitte vs Accenture vs other players. Thoughts on who has the best practice overall?

And any insight/who has the best practice in the provider space specifically?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Hi Fishes,

Can someone DM on the process of healthcare consulting companies approaching the pharma clients for business

Thanks

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Good afternoon!

I am in the process of transitioning from South Florida to Austin and am looking for advice finding opportunities in the area.

Any help would be appreciated!

Hi fishes,
I am currently working as a Data Science Analyst in Amex and would like to make a switch to Fraud detection/Credit risk modelling in future.(not in a hurry but would like to start preparing for the same)
How should I go about preparing for it? Is MBA the only course?
My current tech stack is Python, Pyspark, Hive, SQL, ML, DL(specifically NLP based). I have already done MS in CS from IIT Kgp.
I am confused mainly cause the tech stack requirement is similar to my role in the company.

Anyone have any recommendations for a good exterior car wash?

How do your exit opps differ after 4 years at MBB vs 2 years at MBB and 2 years at a UMM?

Anyone here who is working on Experian powercurve tool??

Hi Sharks,
I have got offers from Bosch and Harman which one should I choose? I don’t have that much knowledge about Harman International. They both are giving similar CTC.

Deloitte is hiring in a diverse set of capabilities across cyber domains:

- Cloud (GCP, Azure & AWS)
- Identity & Access Management (Including Consumer Identity)
- ERP Security
- Zero Trust
- 5G
- IoT

If you're interested in any of the above, please message me for further details.

Hi all, looking for Functional testing jobs. Please let me know if you have any

Hello all,
Today some one told me that H4 visa holder can now work in USA, just wanted to cross check the information is valid or just a fake news? as I couldn’t find anything on google.

Any project management roles being hired in the US?

Is California State University Northridge good for Ms in cs?

Top 10 books to read about consulting life ?

Chicago-anyone looking for a roommate?

Hey 🐠, what are your recommendations of books, articles, or practice tips to improve communication, both verbal and written? Want to be stronger at running meetings, pitching ideas, writing (cont’d)

Is there a line between what people should say to coworkers about their personal lives or no? Feel like the longer I stay here and the more HHs I attend, that line has blurred significantly

So, following that plebe preferences post from last week, I have found myself playing Safeway Monopoly. Like any lonely consultant would, I've gotten into it. Feel free to send me your tickets haha

Does anyone know how much demand/talent managers make in ny? Is it comparable to a consulting salary?

So many posts about how great a $400+ bag is because you can get it fixed for free and customer service is great. I'll just be over here with my $25 10+ year old Target bag that's never had a problem

Next week is my last week at my current firm and I need to take bereavement leave. How to go about asking? I have a lot of work to do still, but obviously can’t miss the funeral

Coworker sick and taking earlier flight home. Partner just told him to upgrade his flight since he's on a red eye. That's the way it should be done, folks.

Has anyone been in a position where they racked up 5-6k in amex expenses because they were late submitting things on time? Did u have to eventually pay it off? Did the firm hold your neck?

What are you currently reading? How would you rate it?

Notice there are so many people with debate experience in consulting. Kinda impressed. Any highly recommended books related to debate or communication in general?

Recruiter rescheduled a call thrice and then stood me up. They reached out after the call apologized with a non apology (thought our call was x pm instead…) and then proceeded to ask if I am available for a call.

Should I tell them I am no longer interested or not burn the bridge and take the call?

Senior 3 salary at EY between 95 to 100k? Is it underpaid?

How many of you took your job offer based on wanting to work for your boss?

So, what happens if you miss your utilization/billable hour target by like 70-150 hours? Tons of "impactful" PRD work

What would you do if you were stuck in one place and every day was exactly the same, and nothing that you did mattered?