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I have been thinking about this lately as well because one of my really good friends was laid off. The job market is awful right now and it is a terrible time to be looking for a new job. I need to do the same thing as you and build a cushion. I need to be better about saving.
It's so tough now with the cost of living to actually start saving up. I earnings 10 years ago would be considered "middle class" but in reality I'm living paycheque to paycheque.
Your concerns are completely valid considering how unstable things have been feeling. I had a close friend get laid off recently and that shook me, too. But you can't live in fear. I do my best to build a cushion, but with the cost of living, I've been unable to, so I'm just being wiser about my spending.
I'm becoming best friends with couponing!
I too have been thinking about what to do. I am SO majorly unhappy with my current place of employment. 10 years with local county government, I am vested. Considering giving my 30 days' notice and relocating to be closer to family and one love. The only think I think I am looking to collect from them is retirement next year. NO! I canNOT wait til next year and just leave. I want OUT! Seems ungrateful hunh? Knowing God has blessed me with this job way back in 2015 is conflicting for me, but I have had enough. I don't know that I would NEVER EVER want to work for a local county facility in any state ever again after this experience. TBH I don't know what to do...😥😥😥😥😢
DO NOT WALK AWAY FROM A PENSION THAT YOU WOULD GETIN AYEAR. That is a decision that would haunt you the rest of your life.
Act like nothing has changed. Do look for your next opportunity but keep your pension!