The offer is $15k more than I make now, but the benefits are garbage. There's no 401k match, barebones health insurance, barely two weeks of PTO. On paper it’s more money, but once I calculate the out-of-pocket costs, it honestly feels like a wash. I’ve always been told just take the higher salary, but this feels like one of those traps that looks good short term and bites you later. Would you still take a role with great pay but trash benefits, or is total comp the only number that really matters?

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If they’re cheap on benefits, they’ll be cheap on raises too. Don’t let a flashy salary distract you from how little they actually value people.

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Agree

I would only that this if the job itself is what you are looking for from a professional growth standpoint.

Make sure you factor in taxes as well. I turned down a role that was 50% more because between benefits, no 401k, and an hour commute each way, and taxes, I was only netting a tiny bit more.

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