What Is an EMI License? Why Fintechs Like Revolut and Wise Use It

In this short explainer, I break down what an EMI license means in practice. Holding customer funds, issuing cards, multi-currency wallets, and why EMI products feel like banks but are not banks.

https://youtube.com/shorts/gylqD_NawzI?si=weYIqXDZoJ6N7NtB

Thoughts on the new Chase Freedom Flex?

Looking for a woman with substance behind the looks and makeup...so far, no luck.

I forgot to pay for an inexpensive item at the grocery store yesterday. When I realized my mistake, I encountered a dilemma of going inside and paying or going on my way. What would you have done?

How do you guys deal with extremely narcissistic people in your personal or work life?

Other than Medtronic, which med device companies would you consider the cream of the crop?

Is laptop reimbursement policy still available or not since hybrid wfo has resumed? Joined last month. This is for Mumbai

I’m a new renter, is it common to pay pretty steep fees with online rent payment? Looking at a 35 dollar “service charge” that I’d like to avoid if possible

Exhausted by entitled clients that are just plain nasty. Is it just me or are clients everywhere getting more demanding and treating their agencies worse?

Can you share a problem that you encountered in your last research project? How did you overcome it?

I hear so many people complain about the current political landscape, but I know for a fact some of them didn't vote. Curious - did you guys??

Looking for UI Architect candidates that have heavy front end enterprise wide application experience including knowledge of Angular and/or React. Remote position but need to be legally able to work in the US with no sponsorship. No C2C or agencies please.

Does national tax hire remote, especially if willing to travel?

Any suggestions for how to find a fully remote customer support job?

Any recommendations for free or reasonably priced CLE courses for patent prosecution?

How do you guys make friends in a new town?

Interviewing with a startup and they’d like me to do a presentation on some of the financial processes I am working/ worked on. What is the best way to present this info that I usually do in excel? Would a PowerPoint deck be the best approach with the info or a google Sheet?

How do you tackle favoritism ? In market risk idk if that’s a trend here

Hi 👋 I’m a Bank Manager with 12+ years of banking experience looking to transition in fintech sales. I don’t have software exp but banking sales and business development exp. I’m looking for midmarket or enterprise sales executive roles? Ive been applying with no call backs. Any referrals or suggestions please.

Do I need to list internships or graduate assistant jobs in my resume? I am six years into full time work but have been at the same company the whole time (different titles but the same role).

I have offer from capgemini and Cognizant.. I have worked in capgemini before as devops admin and later i switched to Java developer role. So if i join capgemini again will they do the bg check for my work.
Need your valuable suggestion only 15 days left for my LWD.
YOE:- 6.3yrs

Anyone familiar with working for Kiavi/LendingHome? My experience is in private equity and structured products, I’ve been wanting to leave that and enter real estate for a while. They’re a self-proclaimed FinTech organization and I’m not at all familiar with that kind of structure for a company.

2 offers - Stripe vs PayPal? Similar pay/roles. Seems like PayPal is a much more diversified established business, but stripe is a hot name. Thoughts / advice?

How does everyone explain their jobs to their in-laws? I need an explain it like I'm five explanation on my role and fintech in general for my family gatherings

Hey, a Private Banking analyst with 0.5YOE here and I'm starting to realize it's not the role for me. I'm really interested in FinTech roles, but wondering how I can pivot to Fintech roles that typically require 1+ year of experience in IB, consulting, or SWE? Would love to connect with people in this industry to learn more about their roles!

Need suggestions please.

I’m a breast feeding momma trying to find a wfh because pumping at work is too much. So for right now I’m working as a banker looking to work at a fintech company. Doing something in operations or finance. I have about four years of banking experience and three years sales. Any suggestions of fintech companies or what positions I should be looking into?

Hi friends! I’m looking for resources to help me be successful in a “Functional Lead” role.

The role is in FinTech
I’m responsible for strategy, comms and key partnerships for a bank product. It reports through Customer Experience but touches product, Ops. marketing. It’s basically a Project Manager role but more nuanced.

Anyone out there in a role like this? Any books. videos or even best practices to share?

Could someone please suggest how to handle this situation?
My manager (Technology Director) sees me as an emerging thread to his position and stopped sharing details / trying to avoid including me in visible projects etc.,
FYI - His manager is the division head and Managing Director.
Why I think my manager tries to move me out?
- I am 18 YOE with a technically strong background
- Upper mgmt is starting to identify me as the backup for all systems. My manager tries to move me out since then

I have just recently accepted a position as Director of Compliance at a Fin-Tech company here in Naples, FL.. My previous 17 YOE were strictly in the Financial industry. Does anyone know what the average salary is for this position? I have a sinking feeling that I accepted the role too quickly without comparing salaries. The position only pays $50k/year. That seems low to me.

If I’m reaching out cold for tech recruiting, would you rather receive an email or LinkedIn message?

I am trying to move from finance (IB tech) to fintech and have 15+ years of experience. I get a feeling my number of years of experience is working against me as all the companies want is young blood. Am I right in thinking this - what can I do to fix it other than reverse aging :-) ?

Anyone know how long MasterCard takes to present an offer after interview?