What programs or resources do you have available for Texas teachers?

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I’m originally from Houston and hoping to bring Landed to Texas in the near future :) In the meantime, a few programs to consider include FHA (a low down payment program), and we have curated a list of nationwide programs that may be helpful here: https://www.landed.com/homebuyer-education-resources. This fishbowl is inspiring me to look into more local Texas resources and I’ll report back!

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Additional Posts in Homeownership for Teachers

Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

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Is that something that's available to Teachers in Louisiana?

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Landed’s been working with the College Football Playoff Foundation, and we just gave away another $25,000 to help a Bay Area teacher buy a home. We surprised Jenna, 3rd grade teacher this AM.

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What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

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I like in Oklahoma where I make 34K per year. Houses aren't that expensive but on top of my other expenses, saving for a house seems nearly impossible.

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I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

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Hi everyone!! It’s Jess at Landed here. Excited to answer your questions over the next few days with my teammate Alex. Will be popping in and out until Friday - look forward to chatting!

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My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

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How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

Glad you are here to answer our questions. How exactly does landed work?

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My fiancé and I are planning to buy a home right around our wedding (we’d need to close next June). Has anyone heard of special programs we can look into? He’s military so we have VA Financing...

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I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

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Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

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Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

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I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

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What resources are there for single income teachers? I'm wanting to buy a house but struggling with my income being the only source.

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