I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Is now a good time to buy property in London? For investment purposes.

Thanks

What corporate card does BDO use?

Applying for Uk visa from overseas- How do I know if I am eligible for IHS loan ( immigration health surcharge) can someone explain this here? Thanks a lot

Bucks County, PA. Depending on size of book can purchase immediately or being a longer term succession plan.

If I sell my ether on Coinbase for cash, how quickly can I direct deposit it into my bank?

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

EPOR a solid first option trading choice?

Is it worth it to buy a multi-family home to rent out?

Leaving the firm I have a credit balance of 230 on my company Amex. Is it wrong to use that credit balance on whatever I want ? Last day is this Friday 👍🏾

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

Why do people accrue prepaid expenses?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Hi fellow ZSers
Can anyone help me understand if there's a provision of moving from ZS India to ZS UK role?
If yes, what should be my approach?
I joined ZS 3 months back and would really appreciate the help!

Does buyer have to share appraisal with seller? Can seller request it?

Curious to hear thoughts on how the recent rally is being perceived. Is it another of those temporary moves? Or does it reflect a view that the market bottom is behind us now?

What are the most underrated destinations in Canada?

Are global sabbaticals possible in TAS (from US to UK)

PwC CMAAS or A&M?

What firms have gone fully remote for FDD?

Whatever you do don’t turn on networking...

Are folks getting RFE on H1 transfer to Big4? My question is specifically because initially your office location is the only one mentioned coz you don’t know what client you will be assigned?

I don’t feel connected to my parents at all. After spending 15 years here, I am unable to connect to their extreme right nationalist views and the extra emphasis on the connection to our roots.

What are some of the best M&A conferences attended?

Why couldn’t the Indian subcontinent industrialize before Europe? What lacked in us?

What do you do if you don't trust your creative team's taste? It's a tiny team that's pretty green with no creative leadership. I should have seen the flags before I took the job but what now?

Any music houses that really knock it out of the park for brand mnemonics?

When did “Preditor” become a title?

“We have an immediate need for a Preditor (Producer + Editor) to support one of the most important and inspiring software companies in the world of design and digital art. The Preditor will work on our paid social advertising and short-form social media needs. This includes producing content for a variety of social channels. Come join a wildly creative and fun team.” - from an Aquent recruiter email.

Everyone talks about diversity all the time, but I'll just say, I've never once seen a news anchor who wasn't abnormally pretty (girls OR guys). Just sayin' is all

What’s a good city for solo travel in the US in December?

Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

What programs or resources do you have available for Texas teachers?

I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

Over the next couple days, my colleague Jess (who heads all our customer experience work) and I will be popping in and out to take questions on the topic of becoming a homeowner. Hope we’re helpful!

Is that something that's available to Teachers in Louisiana?

Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

What a great conversation so far! I’m headed to a couple meetings but will check back in soon - keep the questions coming!

My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.