My fiancé and I are planning to buy a home right around our wedding (we’d need to close next June). Has anyone heard of special programs we can look into? He’s military so we have VA Financing...

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I live and teach in a rural community, so I was able to get a loan through USDA with 0% down.

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Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

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Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

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Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

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So what percentage of your income do you spend on housing?

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Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

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I know we have a ton of smart folks here. I have a mortgage refinancing math problem that needs your validation.
Details below.

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Every other post on this bowl:
“Should I Roth my 401k or would it be better to backdoor into an FSA retirement fund? I have a net worth of $1M btw. None inherited it’s all from two years working Door Dash in Wichita Falls.”

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NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

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Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

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Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

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Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

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Any good books / courses on futures trading?

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Hi do you interview from time to time just to check what’s your market worth?

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Hii sharks 🦈🦈🦈🦈

Can anyone of you please help in calculating how much will be my income tax per month(I am availing the Old tax regime)? Different IT calculators show different figures, not sure which is correct :(

And as for the interest amount in the Savings Account and Fixed Deposits, do both fall under "Income from Interest"? Or under "Other Income"? Or does Interest amount in Savings account fall under "Interest from Deposits - 80TTA"?

The figures are given in the screenshot 👇🏻

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Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Good idea to buy some more AAPL right now?

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Had a quick question, I see 1.5k in zerodha coin, is that a profit? If yes, how it's so great since I have only invested 40k in MF, 2 weeks back?

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More Posts

Typical % salary increase for promotion to senior?

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What are the exit opportunities for a tech auditor? Need to get out of audit as soon as possible. I really don’t want to get stuck here.

Also I’d like to start a family soon so I’m trying to raise my TC significantly (don’t we all)

Location: Dallas
TC: 75k
YOE: 2

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Does anyone have any experience or insight into any of the audit firms that focus specifically on digital assets, crypto mining, blockchain etc for e.g Cohen & Co ?

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Does anyone have any insight into partners retiring early? I am at a point where I need to consider leaving if I am not aiming for partner. I don’t see myself working past my 40s. My partner and I are not big spenders and anticipate have enough to retire comfortably in 40s (obviously a lot can change). I have been assured I will become SM in next year (currently 31 years old).

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Got an interview lined up with CFGI.. not sure hows the company so thought I had request CFGI folks to share their experience here ?

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Would anyone have a breaking into wallstreet course they would be open to sharing?

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Tcs Hr has said to me that you will receive welcome mail by today EOD. What time frame I can expect the mail.

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Hi Fishes, need your advise.
I got an offer of 9 LPA and my current CTC is 6.22LPA.
I am confused whether I accept the offer or reject it because now a days there is no calls for interviews.
Please help me.
YOE : 5
Functional tester.

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Anybody sit for the CIA exam? If so what was the process like for you? Level of difficulty, time required to study, materials used, etc. thanks!

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With the huge budget my company sets aside for advertising, lots of people think that marketing execs are really well paid. I WISH!!!

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What is L2 interview in coforge? Will it be more of a technical round or some Senior Manager regarding other aspects?

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Can someone please refer me for Network security administrator profile Noida.

Thoughts on at-home pregnancy test 7 days post day 5 embryo transfer? Risks? Downsides? We have our blood test Sunday on day 9.

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Curious to hear from the community, what is the best sales approach for enteprise? MEDDICC, MEDDPICC, Challenger Sale, Command of the message etc. Also, what approach do the major tech companies train their sales team on?

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Hello fishes, is it a red flag when I'm the ONLY one on my team who's happy with the management, meaning my boss and my boss's boss? Other than the two bosses, we have 6.

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Hey all, I work in enterprise SaaS sales. Wondering what is your favorite site/app for finding your next job? Any none obvious ones (not LinkedIn, etc). Trying to see if there’s something better out there.

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I am an SC on L1 B individual visa (valid until 2021 without any extension). Up for manager this year, will know in 2 weeks. Transferring to USA firm this year. What is the process, timeline for GC?

Would would a senior product manager do over and beyond a product manager. We don’t have any seniors at my startup and I’m trying to figure out what I need to do/achieve to get promoted. Any advice would be much appreciated.

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Does your PA firm require a CPA license to go to manager and above? What firm are you with?

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Additional Posts in Homeownership for Teachers

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What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

smart

I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

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Other than low salaries and high housing costs, what are some of the biggest barriers teachers face when buying a home?

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Glad you are here to answer our questions. How exactly does landed work?

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Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

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Hi everyone!! It’s Jess at Landed here. Excited to answer your questions over the next few days with my teammate Alex. Will be popping in and out until Friday - look forward to chatting!

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My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

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How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

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I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

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Landed’s been working with the College Football Playoff Foundation, and we just gave away another $25,000 to help a Bay Area teacher buy a home. We surprised Jenna, 3rd grade teacher this AM.

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Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

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My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

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Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

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What a great conversation so far! I’m headed to a couple meetings but will check back in soon - keep the questions coming!

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