I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Does anyone know about the difference between PepsiCo GBS and India holdings?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

TPG recently put Amex Plat as the top travel card - do you all think he's right, especially compared to the famous-in-consulting CSR? Would it be worth to switch from CSR to Amex even if I fly United?

Best credit card for travel?!? And, why? Never really used airport lounges.

I have the Marriott Bonvoy, SW rewards and CSP.

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

Anyone own a condo and tenting it out in the DMV area? What HOA/Condo Fee are you looking at? Is $590 too much for an investment property? TIA!

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Has a partner ever come back and asked you why you spent so much time on certain things? Im a first year and this hasn’t happened to me at my firm and they tell us not to cut our own time, but my first firm (short stint, small firm) did this to me allll the time and made me feel guilty — so just curious if this has happened to anyone in big law.

Did anyone lateral into big law? First year in insurance litigation defense and I’m looking to see if it’s even possible to break into big law in a year or two

How is Knowledge management in PepsiCo ?

how much harder is banking then valuation?

Are customer engineers allowed to work from a country other than US if needed for a few days ? I am planning to visit India for visa stamping and I won’t have much PTOs to take.

Most corporations don’t provide employees with good career planning.

It’s critical have your own #CareerBlueprint.

What are your career and personal goals for this year?

For the next 3 years?

Consider all areas of your life, not just title and compensation:

- Education / Certification
- Free time
- Fitness
- Family
- Vacations
- Retirement

Start with the outcomes you want to achieve and then plan short and long term steps to get there.

What’s your plan? Let me know in the comments.

Best hotel corporate codes for discounts?

What's a piece of advice you love to give to your senior students who feel very uncertain about the future?

Hi people actually i got a call on 30th april that you have been selected to Barclays but still on the career portal it's showing completed. But the hr has told me the joining date but i didn't received anything

I have a deadline to respond to a Motion for SMJ in 1 1/2 weeks. I just found out that my grandparents who I haven’t seen since the start of the pandemic will visit this week. I want to spend as much time as possible with them but it will be hard with my response due. I really don’t want to tell the Court that I am seeking an extension for personal reason, what would be a good reason to provide? I clearly don’t want to misstate anything but is there some general, vague language that can be used?

Recommendations for a keyboard? I’m quite illiterate in this topic, and I ordered a random one off Amazon and it’s quite noisy, and not very ergonomic

M3, MCOL, Tax, 7 YOE.
Considering exit opps in private equity for tax manager roles. With the market as it is what kind of range would you expect? PA pay is through the roof right now (based on recruiters and friends in other firms 160-170) so I'm not sure how that should compare to industry.

Apparently I drunk ordered 4 Blanton's Golds last weekend. Just got the shipping notification 😂🤦🏼‍♂️

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

I can really use some direction. My background, I've worked 2 years in strategy and am currently coming off an exhausting year 2 in investment banking. I didn't particularly enjoy either role and am not interested in moving over to the buy-side or some monotonous FP&A role. Everybody says there's exit-ops aplenty, but I find myself with less options and even more picky than I did as an ambitious T2 undergrad student. Where do I go from here?

is fidelity international still following wfh model or they have started working in hybrid model?

A little late to the game, but is anyone here staking their API3?

Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

What's your favorite story helping someone buy a home? I'm going through the process now and it's so stressful. I need a little positivity :)

Glad you are here to answer our questions. How exactly does landed work?

My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

What programs or resources do you have available for Texas teachers?

Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

What a great conversation so far! I’m headed to a couple meetings but will check back in soon - keep the questions coming!

I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

Over the next couple days, my colleague Jess (who heads all our customer experience work) and I will be popping in and out to take questions on the topic of becoming a homeowner. Hope we’re helpful!

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money