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Great question! It depends on a couple of factors — the biggest one being where you’re buying! In the Bay Area, the typical down payment is about $80,000 while in Colorado it’s less than half that at about $30,000-35,000.
That said, a lot of being definitely get creative with it! We’ve supported people buying the home they live in currently from their landlord (sometimes working with other family/community members to do so), supporting a multi-generational family in one home, and much more. We also work with families that don’t have quite enough money yet -- there are city and county programs that provide access to homeownership with lower down payment figures. As an organization that works teachers, we are also fully rallying for increased pay across the board.