I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

Hello,
I need advise on my below query, thanks in advance.
If I filter stocks among so many by parameters like market cap, sales growth, ROCE etc etc, and after getting 50-60 filtered companies, on which parameter should I sort to atleast start analysing with one company?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

What are some of the investing must-reads that you'd recommend?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Is it possible to apply for a home loan in the US for a property in India?

Which high yield savings account do you recommend?

How’s litecoin doing? Thinking to invest in it.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Has anybody invested in Yamuna gaur city or planning to do so?

Please suggest me best SIP to invest

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Shifted more options profits into 250 NOK shares

[Help]

I started trading during Covid crash. Started with equities and eventually moved to options. Earlier lost a month's salary and then lot more trying to recover it. Currently have lost my yearly salary worth and it's affecting all aspects of my life (job, marriage, health). I have tried to convince myself to consider it a loss but always get back trying to recover it.

Any advice how to deal with it. Thanks.

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Associate producer salary at MAL?

I joined pwc almost 2months before not yet billable, working in a temporary project as non billable resource, is it safe ?

Hi All
If a person wants to do the job in reputed company then he or she should know the English language fluently.. but if a person has good technical knowledge but don't have much more speaking skills .. then how he or she improve it.

Any good book recommendations for new Managers in consulting ?

Which are the highest paid IFS functions?

At what age as an EA did you marry, if at all? I find myself devoted to my career which leaves little time for a romantic relationship, especially during Covid. Hoping there is some balance to be found in this role!

Any advice for a freelancer on the best software to use to keep track of finances?

Hi! Would love to chat with someone on their career transition into project management. Recent grad (2020) with a management and marketing degree, project lead experience at a start-up, and currently a recruiter for project managers. Could anyone help?? Looking to move soon and would referrals as well.

Can someone help to refer my friend for MIS executive role job..

How much do tech recruiters make? You know, the ones that harass you with copy/pasted messages through email and LinkedIn.

Do they make salary or is it based on successful hires?

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

Thoughts on 3-page resume?
I come from a very varied background and can't fit it all on 1 page

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Hi All, Any update on CTS work from home extension?

Idk why but I sat in the front of my Lyft thinking I would be social for once and he's on the phone and it's awkward AF lolol

Typical / best exit opps from Strategy consulting in FS sector?

Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

What programs or resources do you have available for Texas teachers?

Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

I like in Oklahoma where I make 34K per year. Houses aren't that expensive but on top of my other expenses, saving for a house seems nearly impossible.

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

Glad you are here to answer our questions. How exactly does landed work?

Is that something that's available to Teachers in Louisiana?

What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

My fiancé and I are planning to buy a home right around our wedding (we’d need to close next June). Has anyone heard of special programs we can look into? He’s military so we have VA Financing...

Over the next couple days, my colleague Jess (who heads all our customer experience work) and I will be popping in and out to take questions on the topic of becoming a homeowner. Hope we’re helpful!

My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)