What resources are there for single income teachers? I'm wanting to buy a house but struggling with my income being the only source.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

Monday Wordle :

Wordle 401 5/6

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Where do we view Tuck scholarship info?

Well I really like a growing economy...but who cares as long as I get my taxes reduced?

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Is Monaco a good buy? They’re being Listed on 3 new exchanges in Dec, but down 15pc today!

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Finished Stern interview and think I have a good shot of getting in. Trying to determine if 200k is worth it for an EMBA? The debt scares the shit out of me. Thoughts?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Besides working, how do you finance pros typically spend the weekend?

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

This is a great idea.

Would you recommend the CVS test? I dont think I want to get it done due to the risks.

In the 6 years of our married life me and my husband have always had differences.
One thing we stuck to was not to care about expenses like we saved together, spent together...my salary was his and vice versa...
I have differences with his side of the family...but recently I got to know that he has been buying crypto for his brother without my knowledge.
Mind it that his brother is very well off but for some reason he can't buy crypto himself since he is in India.
Knowing my husband...contd...

I just had my 1 year anniversary in PA and I have one CPA exam passed. All of the people I work with are trying to motivate me to get them done ASAP. Am I better off powering through them and...cont.

Anyone ever get hired as a senior to a different firm in under two years?

Anybody here (or your spouse) on an L2 EAD and not received the renewal before your current one expires? What did you / your employer do?

NFW- I just had a good laugh. Earlier today I was on a video conference call reviewing a Private Label Agreement template with a larger company who wishes to brand label products we develop and manufacture. We came to a very one-sided provision and my sales VP stated “for this one, how can we just say ‘hell no’ ...nicely?” The other person on the call said we can replace the wording with just NFW (no f@$* way) and I said “I will have to add that to the defined terms section so it’s clear”

I wish Ad salaries were like NBA salaries. Each year you get a ridiculous raise no matter how shitty you perform. If you are good you get bird rights and no layoff clauses. And retire at 35.

Working at a Digital Marketing Agency based out of Cochin with presence in USA & Canada, we cater to clients from India, US, UK, EU.
I'm the main POC for our largest client in India in FMCG, and it's our 4th year without a challenge. I'm one step below CXos of the company and two others are in the same level as me. We have a couple of junior execs. I make 53.8k per month now, I wanted to know if I'm getting underpaid or this is the best salary I can expect elsewhere in the region.

Working with an European hedge fund based in Asia investing in emerging markets. What are the chances of relocating to states? Internal relocation is not an option

Difference between non-technical product management and product marketing in tech? Looking to switch into tech from pharma, but in pharma, product marketing and product management are kind of the same thing.

Week 13 of social isolation and we decided to get a cat. She’s here Monday, give me all your tips?

Honestly, how bad are the hours at CMAAS? My firm is telling me I’m going to drown and I should stay if I value my WLB. I don’t know who to believe anymore.

Any good ICOs cmg up?

Guys,

Please help me with any vital contacts that should be kept with me before my last working day in Capgemini.

I took my payslips
Form16
Salary revision letters

Anything I am missing?
How to connect with Capgemini after last working day for any queries or clarifications?

Please advise. Thanks in advance

I tell my students, 'When you get these jobs that you have been so brilliantly trained for, just remember that your real job is that if you are free, you need to free somebody else. If you have some..

What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

Over the next couple days, my colleague Jess (who heads all our customer experience work) and I will be popping in and out to take questions on the topic of becoming a homeowner. Hope we’re helpful!

I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

What's your favorite story helping someone buy a home? I'm going through the process now and it's so stressful. I need a little positivity :)

Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

What a great conversation so far! I’m headed to a couple meetings but will check back in soon - keep the questions coming!