Whats everyone paying in health insurance in the US? I work for a very large financial service firm. The 3 options for a “family plan” (deductibles and premiums are less for individuals):
PPO $405/ pay 1k deductible 6k OPM 10% coinsurance
HDHP1 $270/pay 3500 deductible 7k OPM 10% co-ins
or HDHP2 $195/pay 5500 deductible 11k OPM 30% co-ins
Is this typical? Im going with HDHP1 (again) mainly because my wife is pregnant. Otherwise was considering HDHP2 and investing the diff in HSA.

likefunny
Posting as :
works at
You are currently posting as works at

Forgot to mention these rates are for salaries of i believe ~70k-130k. Theres a slight adjustment below 70k and above 130k like maybe $25 give or take. I feel like 10,500 (405x26) is a lot to pay to then have a 1k deductible and 6k out of pocket max.

like

My HDHP at big four is 12,000 deductible. $120 per pay period. So I’d say yours is good

lol…wow. That’s awful.

Related Posts

Need real thoughts on culture and management at Golin health and FH.

like
like

How to respond to the “why are you looking to switch careers?” Question. Have a background as a mfg engr but have an interview for a software QA position . I applied because the company culture and benefits are hard to beat. software QA was the closest position I qualify for.

like

Going for a final round interview with OW Dubai. Can anyone share their experience?

I am currently working at deloitte got offer from accenture. Is it OK leave deloitte for accenture.

like

Does anyone have a work culture that prioritizes WLB? Sometimes I feel like it's all talk for branding.

like

Hi,
Any thoughts on
Plural Strategy ? Types of projects, wlb, exit opportunities, culture?
A recruiter reached out. Looking to do my due diligence before getting started with the process. TIA.

like

Hey Fishes, Please help me decide the best offer on basis of job security, wlb and culture, I need to decide it ASAP, your help would be highly appreciated.
1. Info Edge (
Naukri.com) ( 16 LPA Fixed + 10% Variable) - Hybrid Work model
2. Sprinklr ( 15 LPA Fixed ) - Hybrid Work model
3. Talentica Software ( 12 LPA fixed) - Permanent wfh

infoedge Sprinklr Talentica Software

like

Which is the best company to work for in terms of culture, work life balance, opportunities for Salesforce Vlocity developer.
1)Huron
2) NTT data
3) Commonwealth Bank of Australia @nttdata @huron

Genuine question: does any consulting firm in Canada have a life sciences practice? Or is it mostly public health practice? What kind of projects do you do for life sciences clients? Thanks!

Hi can anyone share the quality of work, average salary for data scientist role at Captial One?

like

Hi Fishes, Looking for some help on Tax Regime! I am currently employed at TCS with an annual CTC of 16.5. And I don’t have any savings or investments to declare my taxes. Can anyone suggest what Tax Regime suits best for my profile? Also, please let me know the pros and cons of both regimes! Thanks in advance

like

Will EY announce raises soon?

funnylike

Hello Fishes,

I recently had a interview call with TCS technical team and the interview went well. HR asked to upload my documents in ibegin portal. But they are yet to contact me for my salary negotiation it's been three weeks since, can i know how much can I expect as compensation?

YoE :8.5 years
Current CTC: 14 LPA
Skills : information security
New salary ask :30 LPA
No other offer in hand

Any openings for Email marketing roles.
Please DM or can you share the I'd, I am having around 3.7 years of experience in it

Has anyone gone thru a vendor onboarding with InterPublic group (IPG)? Who can tell me what it’s like / what’s involved? We just won a project and in curious… I hear the vendor onboarding / setup is lengthy and “intense” but would love to know how long it takes and what do they need from you that makes it “intense?”

like

Larsen & Toubro Infotech Hi Fishes, Optum or Larsen & Toubro Infotech !! Which one to choose ? Both are offering same package. Skill Set :MSBI YOE:9+

likesmart

Married to a man who raised kids as a single dad and did lots of good things. He’s now retired and his hostility is killing me. We had nice ($$$$$) dinner last night and thought maybe we will finally connect. Well on his way to restroom a group was having pic taken in lobby and blocked him. Ruined the night. Angry grouchy jerk. And it’s always directed at me. It’s daily. Very sad and lonely. I bring it up and he belittles me. Traveling limited my exposure and was ok. Now I can’t handle

like

How’s the dating scene in Austin? Any advice for a single 30 yr old Male who recently moved here?

like

Can you get fired for having low utilization as a senior? My billable hours this busy season have been much lower than my peers.

like

Additional Posts in Employee Benefits

What are benefits like at Accenture?

EY 🐠: are there any phone plan discounts?? I’m trying to switch to Verizon but it doesn’t look like there are any real discounts through the discount website!

like

529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

like

Deloitte Cloud practice vs. Accenture Cloud practice. Which one is better?

like

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

like

Ey 🐠 Any recs for a decent elliptical trainer under $800. Looking to avail the firm quality of life benefit.

like

Does EY’s vision plan not cover eye exams?

like

Interested in getting opinions on Wipflis benefits

like

For advisory folks at KPMG, what's your meal limit for breakfast, lunch and dinner?

likehelpful

I do sales for a major engineering firm. Focused on new business and exploring new markets. Last year I was in the top 50% for order intake, and first in number of projects won along with number of new customers. I think this is extraordinary given the effort it takes to win new business.

For next year my goal increased by 2.5X, and less of what I bring in counts towards that target. I really enjoy my job but I will essentially be getting a large pay cut. Lost in what to do besides quit??

like

EY people- Is there a big difference between Director/ED benefits vs Associate Director?

like

Changes in the healthplans are going to drive me to spend hundreds in out of pocket early on and I'll meet my deductible whether high or low. Any advice on how to choose a policy?

What firms have the best compensation for MCOL area

like

Hi all, what are the mental health benefits at Deloitte?

like

If I decline health insurance at IBM, do I get a cash payment? I have an offer from another firm that gives me $5k... does IBM give anything?

(Wife has free health insurance via her city job)

like

Does EY help pay for hearing aids? Starting full time this fall and I think I remember reading something about it when I interned but I no longer have access

like

How come I have to pay $116 out of pocket for my dental exam and cleaning? Is this covered by your firm’s dental coverage plan?

likehelpful

How does pwc’s wealth builder plan work ?

like

I was under my moms healthcare policy until she lost her job in February. Am I able to enroll with EY even though I’ve missed open enrollment?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal