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Looking for a role as junior software engineer.
Hello Everyone,
- I am looking for a part-time/full-time role as a software engineer. I have Bachelor in computer science.
Pros: Self learner.
Cons: Take too much Tea.
Comfortable:
- Typescript/Nodejs
- Reactjs, tailwindCSS
- GraphQL
Intro and done some work in following technologies also:
- WebRTC
- Django
- Android, Flutter
- Solidity, Truffle
Regards Muhammad Ahsan.
Email: ahsanjsdev@gmail.com
Salary expectations: 15$/h
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Accenture strategy C2 pay?
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For a little perspective, I’m 41 now but was making just a little more than you when I was 34…I make more than double now, and my wife also makes similar $. All in we are somewhere over 600k for our household…and I still feel exactly as you’ve described. Also, my standard of living is much the same as it was when I was 34…same house, similar cars, etc.
That said, I have a side business, several rental homes, excellent equity and around $2M in retirement savings…just trying to be encouraging that you are doing well, should probably continue to do what you are doing. I might suggest investing in a way that allows you to build your net worth in a way that doesn’t feel like such a chore. For instance (and I know RE market is tough now), but my tenants pay ~$35k year of mortgage principle, and that’s before any profit or appreciation. All I have to do is collect the rent and pay the mortgage. Just a thought as it feels like saving $25k/year is unsustainable without the feeling of big sacrifice.
Amazing, your situation is what I am aiming to achieve. I have a small rental portfolio and looking to buy a small business this year. What service/product does your small biz sell?
Totally agree even at 250k - add two kids 401k 529. Mortgage, inflated living expenses and I am paycheck to paycheck with 300 disposable a month for meals out entertainment gifts …
Drive a 10 yr old car paid for live in same house for 16 years
Wife works too
Financially fragile is not the payoff I worked 20 yrs for
Where do u live to not save much ?
To be fair, 150K today is equivalent to making 100K ten years ago due to inflation.
SM2, you’re joking right? Cars “last longer” now?! They have built in obsolescence far more than cars of the 90s.
A ‘99 Corolla will run, quite literally, forever with proper (reasonably priced) maintenance. Even a brand new equivalent won’t go anywhere near as long. Same with Mercedes, BMW and any other higher value car.
You are doing great in life. Comparison is a thief of happiness. If you have a nice family, good job or business, can buy things that you need without borrowing from friends, can comfortably go on a cruise vacation, and can sleep peacefully in night, you are a king. Money, wealth, property, they all can’t give you your health. Even the richest could have relationship issues or issues with their health.
You have a lot of work life left in front of you and I’m sure you’ll be making much more in future. But there is no end to desire. The key is to be grateful to the universe for what you have today and keep working toward your next goal.
I think the inflation does play a part psychologically. You’ve worked hard and made a good bit more money, but life hasn’t changed substantially. It’s a disconnect from the assumptions you formed in your 20s about what 150k means, and what is actually is today. That mismatch can cause feelings of insecurity. Same thing happens a lot for some of us that grew up working class or poor; our formed beliefs on money don’t match reality and we all deal with that in different ways.
Yeah, my current psychological issue is obsession with retirement planning and saving. Watching all the working class relatives that haven’t saved and trying to live on only SS. They all really struggle, move in together to save money, work physical labor jobs well past the ability to handle them, don’t have money for anything fun, etc. so yeah, high earnings don’t feel like much now for sure when I am putting away as much as I can for the future.
Depends on where you’re located. 150K in New Jersey, New York, Connecticut is not a lot. 150K in the middle of Idaho is another story.
i’m generalizing but most people who work in consulting and live in New Jersey, are right across the river in Hoboken, Jersey City, etc. which are extremely expensive cities. or they live in suburbs that are also expensive. i’m not talking about South Jersey.
Totally feel this all the time. My spouse and I including bonuses pull in nearly $200k a year in Texas and it STILL feels like I’m not saving enough or have less than I thought I would… I go from budgeting more intensely to figuring out ways to earn more and back, but the truth of the matter is humans are greedy creatures. If you told me 5 years ago I’d be here I’d be over the moon and blown away, but due to mere exposure and gradually making these increases, the “wow” factor wears off after 3 months. You’ll see this when you buy a new vehicle or device etc, usually after the 90 day mark it doesn’t feel “new” or “shiny” anymore. All we can do is practice gratitude daily, take a step out and acknowledge your success and how far you’ve come, and keep living. There will never be a level where you’ll be full satisfied, that’s the nature of the beast. I also second JPMC1, giving back to the community or underprivileged individuals like a big brother or big sister program, soup kitchens, habitat for humanity, etc, can help a lot. We’re a product of those around us so the comparison to people in our “bubble” can sometimes make us forget how fortunate we are compared to most people in the world
I totally feel this as well. I’m in TX as well and 5 years ago my spouse and I were barely making 100k combined now we’re at 170k and it felt great the first year we were finally able to pay everything but the house off, no more credit card debt and are comfortable but the last couple years it feels like we’re more stressed each month about money and have not changed our lifestyle at all. It’s the north Texas area that has changed so much and everything has become so much more expensive than it has ever been, then add multiple kids and sports/activities it feels like we will never be financially comfortable…unless we move to Oklahoma (but the schools there make that not an option)
Hedonic treadmill baby, got to find resilient satisfaction outside of material world (working through that myself)
Man I feel this… mid 2000s my dad was making like $150-200k and we went on such lavish vacations, traveled internationally every 6 months and he put two kids through college and my mom never worked. I make low $140s and I can barely afford to go to my buddies bachelor party lmao 🤣
Vote. Inflation is the worst tax. Need to stop debasing the currency and making everyone worse off.
How do politicians affect inflation? I know about marginal choices like tapping the strategic oil reserve, but did any politicians change OPECs production quotas or give chickens avian flu?
And how the fed technically (hedonically) manipulates inflation. TV example of how a $1250 TV is cheaper than the $250 one 10 years ago.
“Deflation is to rich people what inflation is to everyone else.” - Darth Powell
https://x.com/rudyhavenstein/status/1689746204392148992?s=46&t=ujWVod6nJBLsrvIwdDC59A
HHI is 900k+ and we barely scrape by. Between private school tuition, nanny and beach house. We do have quite a bit in investments but often times it feels like a struggle. Point being the struggle never ends.
😂😂😂
I started coaching little kids in football when I’m not working - it helps my mental health with this
You could maybe save a little bit more! Could you save half of your income per month?
If you measure your stability by what you make, then take a weekend job at fast food for a month or 6. You will quickly realize how most people live off far less and maybe you won’t worry about how you are doing?
I think the average median household income in my state is 67k total.
If you have ESPP make sure you are maxing that out as well. All my friends who started 15-20 years ago have between 2000-4000 shares in just company stock with investing just 15k a month.
We have on friend who sold his shares every 6 months. Now he has 0 shares and some toys to show for it (newer car and a boat and a 4 wheeler for example). But in our start group we all have at least 2k shares to his 0.
I’m 28 making $450k and I still feel this. I’m going to therapy to try and get over these feelings because they can be crippling
Inflation is out of control. This is how the fed tells us inflation is under control, politicians can keep spending and stay in office. Real world example of how they tell us things are cheaper even though real wages are flat/down.
You: How much is this thing I need?
Cashier: It's $20.
You: But last year it was $15?
Cashier: Yes, but now it's cheaper because it's better.
You: But it's not cheaper. It's 33% more. It's $20.
Cashier: No, it's 50% better and $20.
You: What?
Cashier: Do you have an econ PhD sir?
You: Can I just buy the old one for $15?
Cashier: No.
HHI is $500k+ and I’m in the same boat - often feel the same way, plus we live fairly frugally. I have 3 young kids and of course they cost a lot, but man it’s crazy how more is never enough. When you’re 21, $100k is the dream. When you’re 31, $1m is the dream and you couldn’t possibly live on $100k.
This is a hard thing to master. Our expenses are up, way up. Calculate your food expenses and compare to your budget 10 years ago. Compare car prices. Mortgage interest is lower but sales price might be double. Then consider that this might be the way things are from now on. I bought a used, almost new, semi luxury car for $35k 18 years ago. A similar ranked model is over $100k today. What if it’s $200k in 2040?
Same boat. 27 making $150k. More money than I’d ever thought I’d make, I make more than many of my friends. I am grateful, but still feel lack of security. We live in the suburbs of PA and pay a very small amount in rent ($1400) and I still feel as though we struggle to ever save enough to own a home. If I had to make a car payment, idk how I would be able to do it.