It means ICOs are no longer open to anyone. You have to be a certified investor with the SEC. This is why Filecoin is conducting their ICO with CoinList instead of on their own. CoinList ensures their ICO is only open to certified Wall Street investors and makes sure FileCoin's ICO is treated as a normal IPO.

Granted please correct me because IPO investing is something I don't know a ton about.

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

What are some of the investing must-reads that you'd recommend?

If you tithe, do you pay 10% on your gross or disposal income?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Can someone provide some knowledge here? I’ve recently saved $100K and have a chance to invest this into an investment property which will wipe out most of my savings. Does it make sense to continue investing this $100K in hopes of dividends / appreciation or invest into real estate but may wipe me of my savings?

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Anyone here have experience living in Evanston? Is rent cheaper/what range would I be looking at vs Chicago? Going into full time now and personally am of the mentality to save money like crazy, CONT

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Anyone doing any investing in Charleston, SC

Guys ..
When will final settlement take place? What will be the components of it?

Anyone have any good book recommendations around building passive income sources/building wealth?

Best cards in Canada for points?

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

Again posting since my last post did not got attention. Wanted to ask whether it's good to switch to big 4 India advisory role from a mid tier organization dealing in tech and ops. Additionally, they offered just very low percentage on current CTC saying that I am coming to a big brand.
Plus my current financial situation is stressful and I accepted the offer on certain conditions but now hr or the firm but saying we can't committ you. Any suggestions.

I L O V E C R Y P T O

Are most bschools not requiring gmat/gre test scores anymore?

Thoughts on writing about trauma in a personal essay?

Dear All,

Can i have few likes to activate Dm please!

Hello fishes..How are pega developer openings for 2 year experienced lately @tcs @infosys @aaseya @coforge @capgemini @techmahindra @cts @verizon @virtusa @pegasystems any information will be of a great help

Stay or go ?

I'm at an early stage tech start up and gaining experience in an industry that I like. However, I am getting no formal training or sales coaching. Everything I've done so far (Inc. Targeted marketing and prospecting) has been self taught and I feel like I am lacking professional knowledge if I was to move onto a different company, especially considering that I am not involved in the full sales cycle.

How do you deal with a Midlevel who tells the partner you’ll cover for them, but gives you less than 24 hours notice they’ll be gone without asking if you can cover? I helped out back on July on a deal with they were on vacation, and now every vacation since they keep adding me back on without keeping me appraised of the deal in the interim

Are any top consulting firms hiring for experienced analysts currently? I know ACN and some others are cyclical for resources 2-3 years out of college, but I’m looking to make a move sooner than fall

Is it true that KPMG has the biggest FDD practice because their audit clients are so small that there's hardly any independence issue with bigger clients?

What is project specific BGC in TCS?

Any update on work from office in TCS? Are they still calling ? As no. of cases are increasing

Hi guys,
Need 11 likes to access dm's

Thank you

What are the perks offers by PWC for SA roles other than monthly fixed salary

I’m ready for XLM, AST, APPC, and BTS to blast off 🚀🤩🚀🤩

Any daily podcasts? The space is moving so quickly, need a daily brief

thoughts on IOTA and EOS?

Good time buy ETH now? New to the crypto scene so would love some honest advice. Not looking to start with a lot of $$$ but still scared of the huge drops from last week

I just sold some bitcoin using coinbase, deposited the amount to USD wallet. I'm trying to buy some Ether using the USD wallet, but it's not working. Is there a time lag for $$ to come in USD wallet and become available for trading??

Any Bitcoin & Gang peeps in Atlanta?

TRON correction anytime soon or buy at .20?

Can I just consider stablecoin staking / interest accounts (Anchor protocol, BlockFi) as my “savings account”? 7% of my liquid NW is in cash and 10% is in stables (rest is equities and other crypto). Hoping this is enough to pay expenses + tactically and periodically deploy into equities and crypto.

What is everyone’s favorite cold storage wallet and why? I’m thinking of going to with ledger.

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

Guys, do you anticipate the px for dodge to fall below 10 cents? If that happens it might crash. Agree?

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

Interesting life science ICO next month, BlockRx. Looks promising, worth a look: iSolve_BlockRx_Token_Whitepaper.pdf

Does anyone do mining here? I have a couple of old laptops sitting around and am thinking of putting them to mine.

For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

Any recommendations on anything apart from coinbase to buy BTC in usd? I am unable to find any platform using it. Please let me know if you guys are aware of any cheaper alternative. Want to try altcoins but looks most need BTC which in the end can only buy on coinbase. It takes higher fees and time for buying.

PSA: Remember it’s a great time to harvest those losses.

Nice to see crypto market rising back!

Coinbase should do a Black Friday sale.