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If you are renting a normal sized place in a big city, it may be worth exploring downsizing options (like renting a studio vs. a one bedroom). That could increase your leftover income somewhat if it’s an option for you. If moving closer to the worksite saves money on the commute, or even getting rid of a car and switching to Uber or public transport, than that may also be worthwhile. Then look into other spendings that can be tightened or consolidated, like removing extra subscriptions or consolidating food purchases into once every 2-3 weeks. Less shopping and grocery trips usually help in keeping more money to yourself. Unfortunately wages are not keeping up with costs of living in most places, but especially big and expensive cities. It’s like employers almost expect people to either own their homes outright, live in with their parents, roommates, or partners, or downsize so much that they practically are living in an expensive closet like they do in NYC. Comfortable living on a regular income is a long forgotten reality at this point for most locations and for most people who are just starting out or in the middle of their careers.

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This is exactly it

I live in Idaho, it's pretty affordable, but there is not much over here. Rent is around $1200 - $2300 MAX. I would say we can live comfortably on $80k (family income) but we are trying to save so we downsized a lot.

That rent seems incredible

I live in St. Louis, earning $79,000 a year and my rent is almost $2,000 a month...it is not enough

We are DINKs making about $170k and our rent is $1350 in the Detroit suburbs. We're pretty comfortable but some months are trickier than others. And we have to plan in advance for things like travel and emergencies. But our rent usually isn't a problem or a hardship for us, and we don't plan on moving anytime soon because rent in the area is going up.

Indiana

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