Why TCS basic is so low, Currently IBM pays me 68k monthly basic with package 20 Lpa and with TCS offer of 28 lpa i suppose to get only 40k basic? Is it wise to join TCS considering this?

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May be they don't want to contribute much towards epf

If basic is less, so your pf contribution would be low which means more in-hand salary in a way.
But appraisal percentage on same low basic would fetch less raise.

What's your tech and your yoe?

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