With a @BlockFi Interest Account (BIA), your cryptocurrency can earn up to 8.6% APY. Interest accrues daily and is paid monthly. There are no hidden fees, no minimum balances, and no reason to wait.

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I use it primarily to DCA into BTC/ETH/LTC. So I get paid in Crypto and let it compound. Here's my crypto breakdown for full disclosure (in BlockFi):

90% - BTC
9% - ETH
1% - LTC (just for fun 🙂)

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70/30 BTC/ETH for me. Considering going bolts purist.

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So to answer directly - no, I never cash out. Compound only (at least for now). All I want is to accumulate as much BTC/ETH/LTC as possible ATM.

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Do you let it compound or cash out the monthly interest payments? I’m struggling to decide. I’ve never sold a coin, so this seems like a good way to start taking profits without selling any of my coins.

I convert my BTC interest into USDC and leave that in BlockFi to generate its own interest. It’s all about how much of your portfolio you want to have in BTC. At 3 BTCs, I feel like I have enough exposure, and am now focused on extracting monthly profits from that.

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One can withdrawal at any time without penalty? So could I basically store my coins here

Well I'm trying to avoid that. I also can get more ROI by staking.

Geez folks. Why risk holding volatike ETH or BTC for a paltry 8 or 9%? Convert to stable coin (BUSD), then use a defi farm to stake that coin and earn north of 100%. Or pair it with another stable as an LP and earn even more.. Impermanent Loss across 2 stables is miniscule.. Yeah, your way is theoretically safer, but I'll take the extra juice for what's a very small risk increment. You just need to continually sell the reward token.

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What are yall buying?

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Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

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I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

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New to the UK market(moving from the US). What are some of the best credit cards out here? Will mostly use it for travel.

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

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Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

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What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

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Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

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Ex-ACN Employee with question about ESPP-related line items on pay stub. I assume I'll need to know these if the day comes I sell and need to adjust the cost basis to avoid double tax.

Can someone please explain what the following are:
1. ESPP##TxbIncome: $XXX.XX
2. FracShareNonTax: $XXX.XX
3. NetShrDel##NoTx: $XXX.XX

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Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Implications of a PE firm selling and a company bringing on a new investment partner?

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Hey all. I've got 30k cash to spend on a new car. Any feedback on the following 2017 Lexus rx vs 2018 acura rdx vs 2017 audi q5??

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I make $101K base salary as a Consultant/Specialist at Accenture Federal in Washington, DC. My husband is a teacher making $55K. We’re getting by with our mortgage and regular student loan payments, but it’s not enough to do much else. We also want to start a family in a few years. What move could I make to hit $150K base? So many of you are making unbelievable amounts… I don’t know how to keep up.

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Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

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can any explain the advantages/disadvantages of doing a lump sum pension payout rather than waiting till retirement? I no longer work for the company so does my pension not grow so getting lump sum is better to move to an IRA? thanks in advance!

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

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Moving to Dallas y’all!

Can I get a new 4 or 5 bedroom capped at 500k? 40 mins max drive to Downtown

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What things *can you negotiate when purchasing a new car? What things *should you negotiate always? Any differences in negotiation approach when buying used? Seems like I can afford considerably less, given the current interest rates 😭 Currently financing a car at 1.9% and it's killing me to buy, but I've had nothing but issues with the used car I bought.

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I had here about Walmart company has us health care now if the news is correct so I do have a plus year of experience in same domain and currently working as a lead analyst in your health care company and looking for the change if you have any of me please consider

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Any AI / ML or data science references
I've 4.7 yoe in data science and ML
Can join in 20 days

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Anyone managed to fly their parents down from India to US off late? Cousin’s pregnant, trying to book tickets for early Dec. trying to understand how entry here is playing out here. I know Qatar and Emirates aren’t operational yet for flights from India to US.

I am selling house and remodeling both master bath and kids bath. Got quote for 29k for both and I buy floors and cabinets.question is I have a very big whirlpool tub and tiles around it discolored. It’s a hassle to lift it up change the tiles and fixtures and put it back. It’s old but works great. Remodeling ppl recommend get rid of it, give space to buyers if they want to buy standalone tub. I thought it adds value to have whirlpool tub. But can’t even change fixture. Should I get rid of it?

Post Photo
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Has anyone taken the Executive assessment exam? How long did you prepare for. GMAT crushing me.

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Anyone looking at airline stocks or ETF play?

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Anyone uses crypto.com? Looks like it offers interest on more coins (i.e. XRP, etc) than blockfi. Anything else that makes crypto better or worse than blockfi? TIA

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What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

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Anyone any good advice of stocks to invest in any advice would be appreciated

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Anyone travel to Mexico after July 1st? Specifically Cabo, Cancun puerto Vallarta? Any issues?

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Strategy is so weird. If you do your job right, you simplify complex things to the point that anyone can feel like an expert.
That's when the danger begins...

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Hey fishes has anybody transferred to Accenture ACT Ahmedabad?

About last night. Bookers Limited 2016 Rye. 2 oz pour for $100. Worth every penny.

Post Photo
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In KGS, what exactly this DA Core - AAS stat accounting profile and gurgaon team is??

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Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

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What's the worst execuse you've heard when you've told a patient they have an STI?

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Is WFH/remote work here to stay for freelancers? I’m in LA and considering a move to a much smaller market (Atlanta) but I’m worried about losing clients if I can’t physically go into the office (whenever that starts happening again).

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Has anyone been minting NFT’s on Cardano?

Hi guys,
How is the work culture at Tech Mahindra, specially for Business Consultants? I have come across a lot of reviews stating bad elbow and low job security. Can someone pls throw some light on it?

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One year of experience at PA, is it possible to switch to management consulting? Will I start from the entry level just like the new graduates?

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Additional Posts in DeFi

Anyone following and panicking over the infrastructure bill last minute challenges? Feels like DeFi is squarely in the crosshairs!

Everyone in the USA better call their senators today or say goodbye to next 10 years of innovation and to your gains.

Do we trust BlockFi for HODLing? I’m skeptical

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Interested in joining the blockfi team. Job postings do not contain salary range. Can I Speak to somebody on this?

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Tomorrow/today (March 2nd) $LINK (5.5 APY) and $BUSD (binance coin - 8.6 APY) will be added to @BlockFi

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