What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

New to the US, what’s the deal with state and city taxes here? What am I getting in NYC for the extra 10% that I’m paying vs let’s say Miami?

Finance bro moment of the day - my friend is searching for international bachelor party destinations using favorable exchange rates as one of his criteria

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

28 years old, single. $250K net worth, $250K pre-tax annual income. Tips on how to save / invest for my future? Kind of a noob at this

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

What was your approximate savings rate as a first year and what’s your net worth now? Would be nice to also know how many years you’ve been in biglaw, loans you started out with, whether you stuck to your savings rate/spending habits, had kids and when, etc.

Is 95k annual salary enough to live comfortably in Denver? Single no kids no pets. Only debt is car payment.

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Is now a good time to buy a house in Dallas? The prices are inflated and I am Not sure if they are coming down anytime soon. I’m looking for a four bedroom house in the Lakewood area. Wondering if I should wait for price consolidation or if I should buy the bullet and do it now? Thank you

So planning on buying a ring soon - am I crazy to think buying a real diamond is financially irresponsible?

Anybody thinks that the student loan forgiveness will pull through at court?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

I'd like to buy, but the market is absolutely atrocious currently

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

How to save tax for the money from freelance work? As i already have a full time job.

I recently refinanced and had to get an appraisal. The house was purchased 2 years ago and we were expecting an increase in value since houses around our area have been selling fairly quick. However the appraisal came out to be the same amount as when we bought the house so no change in value. I’m really surprised since Zillow, etc. shows the estimated value a lot higher. When you refinanced how was the appraisal value on your home? Did it come lower than expected?

Currently live in capitol hill- love the parks and beautiful streets and restaurants but want my kids to have a big backyard etc. Trying to decide where to buy a house — we love Frederick,MD but ...

Need advice - S.O. and currently I make ~200k a year, we own a small condo (investment property, debt free) and a 200k mortgage on the place we live in. We are family planning and interested in buying a house in the near future, say within 3 years. What would be the reasonable price range for this house if we have ~400k saved for down payment at the moment? TYIA!

So I transferred my Stocks from RH to Fidelity last year. Would I need tax forms from both? Or would fidelity include all my transaction history?

Do you dress casually to show properties?

What was the worst closing you've had and what you do to avoid it in the future?

Need a pep talk! I've gotten into the habit of snacking/eating out of boredom or when procrastinating, so I decided to mentally hit reset and do a monk fast today (36hrs, not my first one). I'm soooo hungry though 😭 trying to stay strong

The Genesis ad got a laugh in the bar. But didn’t Audi do the same idea ten years ago? Also on the Super Bowl.

Which day of the week would be best for a bowl happy hour?

Anyone works at Square that can refer me?

Talking to a girl and she said she will come and see me (we live in different cities). Is the expectation that I should pay for the hotel room? I didnt invite her, she said shes going to come visit me (of course I am fine with this) but this may change who pays for what. Thoughts?

Is is reasonable to find a large 2BR (e.g., 900 sqft) for under $3000/month? Flexible with location, looking at back bay, fenway, south end, beacon hill, etc

Compass group salary : for a district manager?@compass group canada

Do you have trouble putting a title to a risk, a risk is a combination of multiple factors as one equation (i.e Threat event, impact, likelihood, control strength etc.) And really doesn't have a title. A combination of factors are the unique risk.

In essence, the threat event is the title of the risk ? Thoughts?

can i transfer my delta miles to spg points?

Hi everyone, Need 11 hearts to unblock DMs, please help

What’s the work life balance in Natwest Commercial Banking Arm? The team is based out of UK. What are the work hours like? Role is a Data Analyst B7.

@Natwest

Hi Fishes,

Is S&P planning to open offices?

Volkswagen bowl ki sab machli marr gayi hain kya? Koi reply nahi karta yaha … ya sabko Soumi Alphons ne muh band rakhne bola hai

Do people have relationship check-ins with significant others? How soon is too soon to mention the future? (Context: 31F, dating 5 months exclusively, BF likely moving for job in 8 months).

Interview status in Mindtree - ‘Not Aligned’. What does it mean ?

I'd like to buy, but the market is absolutely atrocious currently

List your % downpayment for your first home

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Guys I am planning for a business to set up in my spare room(Completely new home). Please suggest some ideas like renting a room, converting room to photo studio or so on. FYI I can’t do airbnb in Anaheim California as doesn’t allow short term rentals due to competition for hotels.

Please suggest some good banks for mortgage rates. First time condo buyer.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Any recommendations for buying agents in Massachusetts?

When you tour a home for the first time, what things should you look out for or remember to look into? My husband and I are touring this Sunday and I've heard too many horror stories about bad homes dressed up as lovely ones. Any advice is appreciated, thank you.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Recently divorced. Never really done any buying of anything non-apparel without my ex-husband's "help." Now I need to find someone to help me through the process so I need to get a realtor. I'm terrified these people will rip me off or try to screw me because I'm new to this. What should I ask a realtor to really vet them well before hiring? How do I know they're legit? Should I ask for referrals/reviews?

Thinking about using my VA loan in a few years. Any advice?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

Any recommendations on a good water softener system (4 people)?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?