Student Loans

Has anyone consolidated their student loan into their mortgage after they bought a house? Is this even possible?

What do you think of Discover is getting out of the student loan business? Who do you think will take on their $10B block of student loan business?

I signed up for the the IDR SAVE plan through Nelnet and have been paying the amount each month even though it’s technically deferred. They are still charging me interest. When is the best time to cal… more

This still amazed me. The IRS reported a $688 BILLION shortfall in taxes owed but not paid last year (the net tax gap). That's one year alone.

That alone would more than pay for Biden's studen… more

I've seen bunches of commentators recently talking about inflation, disinflation (what they seem to want), and some even come in talking potential deflation.

Which do you expect?

DAE ever look at yourself scrimping around and saving scraps you should 100% be throwing away and think is this what people felt like in the great depression?

What budgeting apps and/or systems do people here use?

I am struggling w/Mohela right now! I am in Forebearance as my loans were picked to switch to the new Fiserv platform. I had auto pay so they pulled a payment in Nov, went to "accrued interest", … more

Plans/distractions to help you not be thinking about work this weekend?

Is anyone here considering going back to school, to avoid paying loans right now? Not sure if the Master’s route would be worth it.

My boyfriend is saying he wants to have the remaining $20k balance paid off by the end of next year, and he makes like $130k and I want to support him on his plan, but that's a lot of money for us… more

Are you getting one of these 800K letters from Biden to forgiveness recipients?

I'd like mine please, thanks.

Is prime rate a good interest rate? Or can we go lower?  

Ok what's your balance as of this month??

For those who have studied or worked in both countries, how do student loans differ in the US and Canada? 

My wife and I have been paying our son's student loans and we said we would until he was 30 if he needed it. Well, he's 30 in a few weeks, and we are in a pinch right now with the economy. He … more

What are the actual consequences of falling behind on student loan payments? 

How has having student loans affected your credit score? Negative or positive?

I'm flabbergasted right now. I set up auto-debit last month. Put in my bank info. No other bank info was shown. MOHELA has never had any other bank info. 2 days ago, they did an auto-debit from a … more

How many of us from here are American vs Canadian? Comment where you're from – interested to see how this plays into the responses we get in here about loans! 

Does anyone follow Dave Ramsey? Useful or no?

Restarting repayment many thought would curb spending and help ease inflation... but we're still chugging along to tune of $9.8B in record sales this weekend and many with nary a care in the world.

more

How much do you spend on your significant other for Christmas? 🎅🏻

On the holiday note, is anyone here putting off loans for a month or even risking being late on payments to cover some expenses at the end of the year, xmas etc? What does everyone advise?

A moment of celebration for not buying a SINGLE thing for myself this weekend! Checked a few gifts off my family's christmas lists during BF sales, but otherwise stayed strong!!!

Is anyone here still in crypto / bitcoin?

I checked my account today and am still waiting for that bitcoin to $1M that could allow me to payoff my loans.

I think I'll be waiting awhile.

Is a 4 day weekend long enough or do you still feel exhausted afterwards? I feel like I need a week in between my weeks. 😅

We all have our debt, but all the more reason to be thankful for other things! What is the top of your list that you are most grateful for this year?

My son & I were joking yesterday - if we have $X.XX for every deviled egg we ate, we'd be rich! 🤣

So...
If every deviled egg you ate yesterday would have wiped away $10k of your student debt... would you b… more

I heard a stat today that 70% of CPAs will be able/ready to retire within the next decade and there's a shortage of those going into the accounting field.

Is anyone here a CPA? Would you recommend… more

Okay tell me the best/craziest BFCM deal you get this year! Happy shopping!

Shout out to those not checking email over the long weekend! Stick it to the man!!!

Quietly wondering how BF/CM will go and how foretelling it may be about the economy and inflation. I'd love the stats to finally catch up with reality of the recession I think we're in.