Congrats to those of you duped by PreHired that you'll get to see some relief.

https://www.usatoday.com/story/news/education/2023/11/21/student-debt-forgiveness-tricked-sales-class-grads-get-30-million/71668423007/

Question: Do you think student loans should be more or less accessible to students in boot camps or other non-college program? How do we balance need for oversight / money well spent and meeting the changing demands of a modern workforce?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Is this the right time to buy a house as a primary residence. Everything is above listing price and going up on a weekly basis. What is your recommendation, be on rent for another year or two till the time property price go down or buy a house and save money on rent. Aprox budget is $500k and renting a house for 2200k per month as of now.

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

Any Deloitte people trade on robin hood?

Investing in crypto is fun again :)

Which bank account is better for salary account?

HDFC
Axis

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Whenever I consider buying a designer handbag, I consider how much sputum I've suctioned for that amount of money. Anyone else?

Curious to know what is everyone's target net worth and how old would you be before you decide to feel comfortable settling down or moving back to India?

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Thoughts on investing in FTT FTX? It’s available on Kucoin

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?

Does anyone have 120K bonvoy points they’re willing to sell? How much?

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

How much can we ask as a counter offer in Jio for Deputy Manager in a software developer role ?

Counter offer 18LPA

Who has watched It’s A Sin?

Good evening
Sayed Tabrez this side I am graduate in Bsc. Science 2022 batch I am looking for a job as I would like change my field. In any field except sales or customer support. I want any anyone to please help me to get hired in any company Thankyou

Pwc or Kpmg for tech consulting?

What's the dress code, is it strictly formal or smart casuals.

What is the diff between L1 and L2 visa?

Hi DI folks, how were the hikes last year??

I am having 4.5 YOE. Working as full stack developer having current pacakage 13.2 planning to switch now so how much pacakage should i expect and which all companies should I go for.

Is anyone willing to share tips on avoiding burnout and setting boundaries with their executives? I have six people on my desk and am finding it difficult to stay motivated and continue giving everyone the same level of support.

What are the things can be reimbursed under employees wellness program?

Is anyone expecting agency layoffs at the moment?

Hi Verizon Fishes,

Need your feedback on Verizon India Job security, I will be joining soon in Verizon. I got some negative feedback from social media that Verizon fired around 1000 employees without notice. It should have happened on 2019.

Can you pls share your thoughts on this?

Thanks,

Hi all -
Sorry for the long rant, but could use advice or just encouragement.

Got laid off for the first time in my career 3 weeks ago. I have 10 years of PM experience (mostly ecommerce & experimentation). I was fortunate in the past to have had recruiters scout me directly so this is the first time in over a decade that I am applying to everything that I’m qualified for, mostly qualified for, and way over qualified for with zero leads. Only 3 interviews thus far that didn’t go forward.

You’re given 5 minutes where your dog can speak/understand English. What would you say to him/her?

I have moved all my traditional ira to current company’s 401k plan recently. Can I now do backdoor ira now without worrying about prorata rule? Wondering if I can start backdoor ira conversions immediately or if I need to wait for next tax year.

To stay or go? Is it time to move on?
I've got 4 years at a staffing agency after getting Masters in HRM and making a complete career change in 2018. Doing full cycle recruiting and account management. I feel I'm doing very well (in the role and with comp $57 base + commission = ~$91k last year) BUT I feel stuck!! I'm feeling undervalued and unchallenged. I think I'd love corporate recruiting/TA Specialist, etc. How do I make the jump? Should I just keep truckin??

I am to interview with CTS for Product owner/ manager. Any specific things I should watch out for? Interviewing for Duckcreek. What’s the salary range I can expect?

Hi fishes,
Does Cognizant has any portal where we can check our selection status?

SOFI or who else?

Damn LIBOR rate up again...

If you could go back in time what would you tell yourself before taking out student loans?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???