Has anyone consolidated their student loan into their mortgage after they bought a house? Is this even possible?

Curious to know what is everyone's target net worth and how old would you be before you decide to feel comfortable settling down or moving back to India?

Which city in the world is best for making and saving money? Need to hit my early retirement goals

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

FL peoples: I signed a lease for a new place to start May 1 as my current landlord sold the unit I'm in. Turns out, the buyer wants to keep renting the unit and asked if I want to stay. Of course I want to stay. My new lease hasn't started so I'm pretty sure I can easily back out. For the new lease, I'm still pending full approval from a condo association as I have to do an in person interview. I have paid first months rent in advance. Is there anyway to get that money back?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

Do you use a roth or traditional 401(k)?

Due to a mix of circumstance, hikes / job moves, i’ve 2x my salary over the last year.
However, regardless of much i earn, it feels as if i will never feel rich or save enough in a place like London. Crazy constantly increasing taxes, sky rocketing rents and early saturation in salaries. Is UK the right place to be or is it the same everywhere.

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

How to know the GGID for checking final settlement payslip

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Anyone looking for a house to rent in Homewood IL ?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

I have not been brought up religious but I am beginning to think, I’d like to have faith in something. Doesn’t need to be dogmatic, but having a foundational belief in good things to come is probably essential and for someone like me who needs to work so hard to be happy, I wonder if being a part of a spiritual group can help. Does anyone have recommendations for what I can look into? I get there are many churches but has something helped you guys?

How do you determine whether your inability to get out of bed in the mornings is due to depression or mere avoidance of all the crushing work and stress that awaits you? Still WFH and now beginning to get worried at how late I’m getting out of bed these last few weeks and feeling completely unmotivated to do anything.

Girlfriend has very obvious high functioning anxiety and body image issues that she admits but thinks she doesn’t need therapy or medication and that reading self-help books will help her. It’s not changing in the last several years and it’s impacting our relationship. Anyone have experience with their SO dealing with untreated anxiety? I know I can’t control her but would like to express my feelings without sending her into a spiral. For context, I’ve been in therapy for 12 months and medicated

What's the longest vacation you've taken and where did you go? Thinking about capitalizing on my unlimited PTO and want some ideas.

how am i supposed to determine the number of partnerships if i keep getting org charts that don’t clearly state that entities are or are not partnerships?

Any Recruiter here?
Need help

Home office preference question. I am getting ready to redo the layout of my home office. One option I'm considering would have my desk facing a wall. I am wondering if anyone with this current setup has any feedback about it. I would face the wall so that I would have a better background for video conferences (am on about half the day) and also my cord situation would be cleaner.

Just landed a full time gig, looking to get some furniture so I’m not working on my parents’ kitchen table during this remote period. Any recommendations for desks and chairs? I’m hoping to find something that’s easy to assemble and break down for when I need to move, and something that won’t cost an arm and a leg.

I know everyone has a different kind of setup that works for them. I currently have a laptop, drawing pad, second monitor, and a desk riser.

One of the worst parental insurance plans. 30% co-pay and that too on such high premium.

Hi Fishes, I joined FIS global Pune recently. What are benefits of National pension scheme - employer contribution at FIS ? Any idea?

Also where we can use meal card?


FIS

Can anyone share their experiences with the PF transfer from FIS to their current employer?

My financial advisor mentioned Nationwide Variable Universal Life Insurance Accumulator would be a good financial instrument as we are now in a higher tax bracket. This type of life insurance seems complicated and has some fees attached that stresses me out (although the return sounds better than other life insurance). Anyone have this plan or thoughts on VUL?!? Need advice.

How long it will take to release the offer letter after HR discussion in BOA?My LWD is on Dec 28 will it be able to make it before? Kindly suggest

Agency recruiters, how would you rate today’s market for creatives? Is it more of a freelancers’ market or is it tight for everyone at the moment?

Hey everyone. I am thinking about leaving PwC for a role at small company with about 40 employees where I'll be working directly for the VP of finance. I'll be implementing netsuite, accounting and

Any consulting -> Tech sales people out there? Curious how consulting experience is perceived both from a compensation and placement standpoint in the tech world…? What should my expectation be? For context — I SDR’d as a senior in college and was promoted to AE right as I took a BA offer from McKinsey. Wanted to get broad exposure & become a more analytical problem solver… dont regret my decision at all but really loved sales and would like to get back around my 2-3 yr mark.

Do you have any advice for a career in a bank?(Position in IT)

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you could go back in time what would you tell yourself before taking out student loans?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

SOFI or who else?

Damn LIBOR rate up again...

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?