Advice on how to get 1st party adjuster to increase their offer? Policy is 100/300. 4 claimants. 1 claimant is getting max at 100k. Adult in case was only offered 3400. Adult received full policy of 25k from liability. Her bills were 23k or so. Haven’t negotiated 1st party. Is it the same as 3rd party.

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Find out what one of the other claimants is getting or demanding, so carrier can’t argue that they can’t make a determination because of the policy being depleated. send a bad faith demand within the policy, include a package with bills and amount of lost wages, proposed release, etc.

Main difference is that 1st party operates on more of a statutory remedy regime for failure to settle a claim (vs the threat of excess judgement and extracontractuals). Most jurisdictions have specific notice requirements, so make sure you follow all that stuff and just prepare to file suit within 60 days etc

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So basically, instead of countering, file suit?

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Fishes,
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