Should I decline the offer and ask to be considered for a higher role that better fits my qualifications? The offer I had was with a great bank but I'm overqualified for that. Its been hard to find a job because I dont have prior experiences.

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In what ways are you over qualified if you don’t have prior experience?
Why apply for and interview for a position that doesn’t fit your qualifications?

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I had a career break right after my master's so now it's hard to find an analyst position even with a CFA level 1. I guessed I was desperate so I reached out to a recruiter about the role, got the interview, and got accepted.

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Just start somewhere and then explore other options once you’re in a role and getting the experience. Sometimes experience is more considered than a bunch of exams you’ve passed.

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After a career break take the job and after 1-2y apply for the other job. You‘ll be fine.

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