Am I better off using 28k Chase points for a hotel or 50k Bonvoy points?

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Absolutely 50K Marriott. Value is 0.8 cents, versus 2-2.5 for Chase

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Probably a wash between the two...assuming you have CSR, 28k chase points means you’re paying a nightly rate of $420 which isn’t a bad return on 50k points. Not great either, but since chase points are flexible and Marriott is constantly devaluing theirs, I’d say probably burn the Marriott points.

Personally I would use bonvoy

28k chase points = $420, 50k bonvoy points = $350, in my opinion

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