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Any tips on maximizing points between CSR and SPG amex for hotel use? What’s the ratio?

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6 SPG pts per $1, 3 SPG for 1 airline mile
3 UR pts per $1, 1 UR for 1 airline mile or 1.5 cents per point booking on the UR portal.

I would personally use my CSR because I don’t like booking points on miles (I want to be upgraded and earn status). Also worth noting is how you want to use your pints, if mainly hotels use the the SPG Amex.

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CSR if you can swing it. If you standardize the earnings rate using airline miles, the CSR gives you 3 miles/$ while the SPG gives you 2 miles/$. However, the SPG card can still be worth the annual fee given the free night benefit. As long as the paid rate > annual fee ($95). I keep my SPG around pretty much only for that reason

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