Anyone have experiences buying a house with a partner where you have differing desires for a house, but one person would be paying for the down payment and closing costs due to pay differences? How did you handle? Examples, I would prefer a larger updated house ~2k sq ft that could be in a suburb of Boston for affordability, but partner wants a smaller ~1.5k sq ft house in heart of Somerville or Cambridge which would be much more expensive.

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In this scenario neither of these houses suit because one of you will be unhappy in it. You’ll need to land somewhere in the middle. Just because one person can pay more, doesn’t mean the other person’s decision is overruled - that’s a way to build resentment or enforce a power imbalance. This is a big purchase and you’ll both need to agree. I’m sure there are options you’ll both love that you haven’t seen yet. Keep looking!

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First of all, I would never buy a home with someone under those conditions. It’ll be a thing that could drive a wedge between you and then you’ll both be stuck footing the bill. Can you compromise and meet somewhere in the middle? If not, whoever can afford to get the home should buy it on their own.

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I would challenge this. Sometimes I’m the breadwinner and sometimes my partner is. Whether the roles are reversed, we have each other’s back and one of us picks up the slack

That’s tough. I just moved out of Massachusetts because the housing market is too much.

Try to get some estimates re: property tax increases. A friend of mine just bought a house in Somerville and the taxes have gone up.

Maybe argue that a suburb of Boston is a better investment down the road. As the city expands, their value will increase.

I got priced out of the state. Good luck.

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