Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

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110 as a manager?! What firm pls

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Does EYP pay below market rate for T2 then?

Debts inc. Student loans. Then Pension (get to total £1m by retirement, you can take 25% tax-free at 55), then max LISA, Lifetime Stocks & Shares ISA.

Once you’ve done these, it’s time to consider larger investments

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Only valid for Plan 1 U.K. student loans. Plan 2 should pay as they can, to avoid RPI+ repayments and compounding debt interest

Or opioid fines, which can be in the billions

funny

I moved from B4 to boutique with £85k base and thought I was a god 🤣🤣🤣

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No harm in getting a few premium bonds as well in your mix - the ‘winnings’ are tax free.

If you need a new bike - salary sacrifice through cycle to work scheme.

There is an annual pension max contribution to be aware of (I think £40k/yr last time I checked)

Salary sacrifice pension

How many YOE out of interest?

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D laptop pickup ke liye formals me jana padega kya

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