Been doing the same research as everyone on best reward cards (CSR, etc). I’ve been grandfathered in on a 2.5% cash back on all purchases via my USAA card. Should I keep all my spend here?

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Cont... 2.5% is very generous, but not sure how all the multipliers for travel portal bookings, extra points on specific categories, etc factor in so wanting to get thoughts

I would get the CSR/Amex gold/etc. and then use that card for categories that do not qualify. You’re in a great position seeing most others can’t really get more than 2% back on “other” purchases

Alliant credit card provides 3% cash back for the first year.

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