Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

How soon should you think about refinancing? Closed about two months ago at 3.25 (30 years) but rates keep dropping...

How much should a work from home auto adjuster be making? Would real property or commercial be more promising?
I don't know if my income can handle waiting 4-5 years to move up to management and honestly, I like handling claims. Where is the money at in this because I know alot of people are really making it. I'm at 46k a year and a top performer. I want 65k soon and ultimately want to be at 80k in the next three years. My family needs it ....

I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

What will be in in hand salary at 14.4 CTC? I have education loan as tax saving

Has anyone used Gideon Strategic Partner for investing? What was your experience?

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

If I didn’t have a wife and kids, I totally would’ve just quit and bought a cabin in Alaska and lived off of Busch light, Evan Williams, Ramen Noodles, and whatever I can hunt. Money ain’t worth this.

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

I love that my 401k gets $200 in dividends every quarter

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Sears may go officially bankrupt tonight. Time to liquidate those SYW points !

What to do with pharma stocks like Pfizer, moderna.. doesn’t seem to be trending up..

Whats the second source of income for a IT employee ?

Oddly have found some cool Russian metal bands recently that i have been listening to nonstop; Second to Sun is more of a black metal group, but has some groove thrown in every now and then, and Katalepsy is a death metal band with a little bit of core thrown in.

Anyone want a free chefs plate box? They sent me an extra one that I can’t have. Includes three different meals for two people (total 6 portions). Location: downtown.

Any advice for moving from being a lawyer to secondary advisory or private fund groups that combine this with placement/fundraising?

Anyone have experience in raising capital out of the Middle East (Jordan, Kuwait, SA)? Any experience in delivering solutions in that area? I am trying to figure out if a pursuit in that area is to much of a risk. Any insight is appreciated.

Hi all, my YOE is 1 year I got a offer for Senior Analyst - Decision Sciences from HSBC for 8.5lpa is it good or am I getting underpaid?

At EY is I was reimbursed for a stationary bike 2 years ago. Would EY reimburse me for a road bike this coming year? There's a stipulation that says every 5 years but I'm not sure if that means for another stationary bike or if I can get a road bike and be reimbursed.

I got offer from coinbase can anyone tell me the work culture and is it worth to join the same.

And which one is best between meesho and coinbase.

Valuation people, how long until you got good at your job? Im 5 months in and can still barely follow..

Is fishbowl only available on the US App Store?

Who here actually owns a car and what kind of car is it?

Hi All,

Could anyone help me in knowing that how can I apply for projects within Capgemini?

Hi Fishes, need help with referral in VMWARE. I have the job id

What’s a reasonable fee for title/survey review, review of existing lease, preparation of closing docs and effectuating the closing process on a $3M triple-net property? Have a client who was incredulous over our bill; there were no major hiccups in the deal and the title was relatively clean.

Anyone have a gauge on salary of a supply chain professional with 12 years experience?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Just started my career and looking for advice. Other than putting money into my 401k what opportunities should I be looking at? I live for free so I have a decent amount of money.

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

Is there any realistic way where tipping in the US goes away and we start to be like other countries (e.g. Europe/Asia)? Raise the price of the food, pay servers a fair wage, no tips? Just a dream 😅

I'm guessing no because businesses will fight hard against this (customers subsidize wages) and certain servers benefit from tipping as well.

Only other thing I can think of is if everyone collectively decides not to ever tip again and it forces business to change. Won't happen though.

Better to Airbnb out a rental or find a 12month lease tenant?

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

People selling risky assets at the lows just to pile into safe heavens that barely appreciate seems like an logical investment strategy. Please stop. Invest in broad indexes and throw away the keys. If anything buy more as everyone sells. This is not rocket science, but as we know investing in difficult times brings out animal spirits. And animals are dumb…Good luck all

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Has anyone used individual citi wealth management account?

Any feedback on the same?

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

I want to buy my first property to rent it out. Was thinking about using a property manager since I don’t want to deal with hands-on work of rental mgmt. Any thoughts or exp with this?

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

Recommendations for a Roth IRA?

The market is down. Are you buying anything today?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?