Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

What might be the ripple effect in real estate? When is a good time to get in?

How much discretionary cash do you keep around?

Any US expats here care to weigh in on whether it makes sense to contribute to workplace pension plans if the plan is to be in UK <5 years?

Think this consolidation period is going to end in the near term, primarily driven by:

1. Microstrategy “open sourcing” their playbook for purchasing BTC as public company

2. Coinbase to offer staking for ETH in Q1 ‘21 - think how much will get locked up.

3. GME / stonks fallout - retail may moreso see the benefits of decentralization and crypto. Yes Coinbase is CEX to get you onboard, but DEX can’t be turned off.

What's your biggest net new account this tumultuous year?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

Which style home do you prefer and why?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Can anyone please tell if rent agreement is required in LTIMindtree for hra tax exemption or not ? If yes then should it be notarized or should it be registered ( registered means stamp duty and all ).
Please let us know.

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

I am 22 and a few months into my first job and so far, I have only started investing in Roth IRAs, 401k, and certificates of deposits… I am trying to take steps to get into passive income (stocks, bonds, etc.) but, I am not sure of the best way to start… Any advice on investing for beginners?

Has anyone explored Falcon invoice discounting as short term investment avenue? What is your assessment and advice? Scam or for real?

I am having a VTI vs QQQ dilemma. There seems to be a high level of overlap between their holdings. Is there a ratio between the two that I should target? Thoughts?

I recently cleared all technical rounds for Global Technical Support Engineer 2 role at PayPal, I have 3.3 YOE. Could anyone please let me know how much does PayPal on average offer for this role.

Anyone heard of the Strategic Comms divison under FTI CONSULTING? Is it good? And would employers usually pick people from big agencies like Edelman/ Weber/ H&K or FTI?

Can I take sick leave in my notice period in wipro?

Hi, anyone here working in Lululemon Bangalore?

What’s the dress code at BDO? Jeans eveyday?

Current human capital consultant looking for a role in the Pittsburgh area. Let me know :)

How do you choose which production company to work with? What are the characteristics you look for when making your decision?

Joining Deloitte in two weeks. Going from Consultant role at KPMG to SR C in Deloitte within the org transformation. Any Muslim fishes work at D?

Started my new job today! I’m joining a late stage startup coming from a more mature company, and am noticing a lotttt of documentation debt. I’m coming in as Staff/Lead, and want to eventually move into management in 1-4 years. If I spend some of my first two week block updating and creating documentation for future devs, will that be seen as working hard or wasting time? It feels like a good use of my time to me….

Why have cryptos crashed so much since yesterday eve?

Does anyone on here know someone who's a doctor and not from the US, and came to the the US for their residency?
Had questions around the process. Preferably someone who's studied medicine in India since the person I am asking is from India and would want their experiences to relate.
Thanks!

Can everyone share something happy? I feel like I’m going to explode

Started at a big firm in July with high hopes- in the career path I wanted and I would be joining with other new grads.
After onboarding, it’s as if my team forgets about us every day. The training is non existent, there doesn’t seem to be any initiative to invest in new hires, my manager scolds me for not knowing enough yet gives no direction. I don’t want to waste time (colleagues mentioned it doesn’t get much better from here). Do I embrace the suck or look for other opportunities?

Looking for an opportunity to work in the logistics/shipping industry as an executive in Singapore.

May I request for help . Currently a diploma holder and will upgrade myself with a part time supply chain degree, enrolling in January.

Many thanks.

Cisco

Pros:

- fairly decent place to work (from someone who worked with the Vancouver and San Jose offices). never met a blue badger (permanent employee) who had awful things to say.

- Ashley Goodall (their SVP, Methods & Intelligence) co-authored a brilliant book on leadership and people management called “Nine Lies About Work” that makes me believe they can be an awesome place to work

Cons:

- red badgers had low morale since they’re contract workers and can be terminated at any time

I bought a bunch of stonks this morning. How long until I am rich?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

What might be the ripple effect in real estate? When is a good time to get in?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

I am having a VTI vs QQQ dilemma. There seems to be a high level of overlap between their holdings. Is there a ratio between the two that I should target? Thoughts?

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Comp is my goal. Deloitte strategy and analytics consultant. Been here 1.5 years.. already have an mba. Feeling a bit aimless. Where should I go next?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Any good bonuses on credit cards right now? (Jan 2022)

Already have Chase Freedom, Amazon (Chase), US Bank Cash+ Discover, AMEX, Wells Fargo 1.5%, all used for different expenditures to maximize cash back.

Thinking about getting the Wells Fargo 2% and closing the Wells Fargo 1.5%, and any others that overlap in cash back categories but at a lower rate.

Has anyone used individual citi wealth management account?

Any feedback on the same?

Are we headed for the long overdue crash/correction - red everywhere 👀

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.