Can anyone please tell me what sort of background checks Morgan Stanley does. In conducting credit check will debt forgiveness (10K), and lateness in paying bills be a deal breaker.

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I work in fintech, and when approving credit lines or loans, factors like late payments, debt-to-income ratio, and FICO scores are crucial.

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Apologies, but your response isn't quite clear. The Credit check i was referring to in my original post was for employment purposes, and I wanted to know what my chances are. So what sort of things could be a deal breaker for Credit check for employment. The role is for software engineering.

I’d think you could get away with it

From what I recall (this is 2 years ago) most firms didn’t have any check into personal credit rating for a job

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