Can someone please tell me my approx in-hand post tds for this ctc break-up?

Also, what measures can I take to save tax for this?
TIA

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

Received an offer to upgrade my Amex Everyday to an Everyday Preferred for 40k points. Is that considered a good offer? And if I do upgrade, will it count towards 5/24?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Thoughts on Transfix? Anyone invested?

How’s the rental market in denver right now? am looking for 1.2k 1bd where it’s walking or biking distance to restaurants, shops. doable?

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Roughly, what is your net worth allocation? 401k/ after tax brokerage account/Cash/Real state equity /etc?

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Today Pfizer announced that trials show that their vaccine is 100% effective for teens ages 12-15. Do you think most of our students will get it for next year?

I have 3 yrs of experience in Java, Springboot, Microservices, have cleared all rounds in Deloitte and KPMG, i'm asked to send required documents, I have 10.5lpa offer in hand, can I ask 11.5 lpa saying I have so and so offer in hand....?
Will they give that much?

Hi Guys
Got a mail about CBO Party upcoming Tuesday
What generally happens in this meet ?
It's my year and hence curious to know

Hi Fishes,

What is the salary bracket and position like for grade 130 in IQVIA?

And are the HR open to negotiations in case of fresher hire?

Happy 2017 everyone!! How's everyone feeling?

What tech companies pay best for business strategy/ops people? Currently making $150K TC with 5YOE

Starting Ropes and Gray in MA Corp. area. any warnings/ “a heads up” that I should be cautious of when starting? Any advice for someone just starting out to be successful? What’s the WLB like?

It’s so nice that every agency laying off people, have those left standing (and other agencies) trying to hustle jobs for their unemployed friends, but there are also a ton of people who were unemployed prior to Covid...so no severance, job hunting lot longer, and not earning income for longer time...hurting even MORE due to quarantine.

Managers - do any of you have the ability to check in on your direct reports’ webcams without them knowing to make sure they’re working? The green light next to the camera keeps lighting up on my company computer and I’m getting paranoid haha

do you cover your tattoos for client meetings? i already had tattoos but were easy to hide on camera, i now have a pretty full sleeve (all visible on camera) and not sure if i should cover them (wearing long sleeve top or cardigan) or just live my best life?

Any single female fish is this bowl enjoy dating men In their late 30s

Anyone OE who is a people leader in both? I currently manage 1 person and interviewing for J2 but would have a team of 4ish analysts. Any advice?

Friday Wordle 328 3/6

⬛⬛⬛🟩🟨
🟩⬛⬛🟩⬛
🟩🟩🟩🟩🟩

Who here has any advice on how to get into marketing at age 40?

Do you think you and your significant other should have similar personalities? My significant other and I are doing long distance and I feel like when I FaceTime with him, I emote more and show interest by asking more questions but from his end, he doesn’t always have a reaction or just nods, and it makes me feel like he’s uninterested. On his end he sees it as he’s comfortable.

Does anyone know of a good place online to look for UI/UX designers who specialize in Figma?

Mindtree or Citiustech which is good in terms of wlb and onsite opportunities ?

Expérience: 1.7 years; code stack: C++,Qt; Base: 11L; Should I do MTech for better growth or just try to switch? I think that I’m getting lesser than standard. Any points?

Any SAP Consultants here? Can you please help me about which is the most on demand skill/certification? I am new to a project, with learning paths. I can choose from several paths. Can you give me brief suggestions which will be the most demanded skill?
Shall I get a HANA Certification or ABAP?

Today my Sodexo card is activated.
Can anyone let me know how can I get the physical card and how can I utilise sodexo balance the best being in a Tier 2 city.

Has this happened to you in any company, betrayed by Manager & felt cheated?👇

Throughout the year executing all Project tasks, getting appreciated by Manager, getting best employee awards, being a good supportive team player but in the end while giving rating and appraisal you were given averege rating and averege appraisal, felt misused by Manager in the end?🙄🥺
What to do afterwards, how to navigate such situations?

Anyone from Brillo here??

Anyone faced any issue to get pf from PwC India

What will be good answers for question - Tell me about yourself, in a tech interview.
Do we need to explain the projects worked upon, our contributions in depth?

Does Barclays blacklist it's candidates if they reject the offer? Any idea?

Hi fishes,

Please give advice.

Cognizant - Consultant(US Healthcare) :16 + 1 Lakhs

Mindtree - Consultant(US Healthcare): 17 + 1 Lakhs

EXL Services: Lead Assistant Manager: 18 lakhs(All fixed)

Which one to join considering the culture, WLB, and growth?

Guys please need some urgent -
Has anyone interviewed or working at Abbott India?

Is notice period is 75 days for fis global?

Any idea how much time does Huawei interview process take?Gave interview on 5th Jan 2022 but didn't hear from the HR yet

How is PMO role? Also if we refer product based company for that role.

Hi Fishes
Where to get Real Time Projects Training for these skills (Python,sql,sparkAzure)