What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Is now a good time to buy a house in Austin? I’ve been casually looking all summer expecting prices to come down but they haven’t moved much even with recent rate hikes. Do you think 2023 will be better for buyers?

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

How much can I expect in monthly social security checks upon (non-FIRE) retirement ? I think I’m reading $2,500 ish?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Hi everyone, I am looking to join a team ! I have 4 years of recruiting experience within the healthcare and staffing industry. I would love a remote position or on-site positions within the DMV area. Please let me know if you know of or have any opportunities available. Thank you !

Why does everyone hate indexed annuities? Who would turn down the potential of 12% annual returns with a guarantee that they can't lose any money, all for free and even a bonus?

Newish to FIRE (really after FI). Finally switched to a HDHP in 2021 and got around to setting the investment portion today. Wish I had known about this years earlier. Grateful for the FIRE community and one step closer to getting out of the rat race.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Please explain if we get internet reimbursement outside the CTC?? Not the tax exemption part . I have heard we get 1200 per month for internet . Is it true ?

Has anyone come across any resources I can use for a investment idea pitch during an interview? Examples of investment theses for previous PE acquisitions etc.? Interested in healthcare and FS specifically. Thanks!

With potential interest rate increase , which sector would benefit ? Clearly tech is getting crushed

What price did you buy your bitcoin/litecoin/ethereum at? Have you sold any?

I think I'm breaking even in my portfolio since September of last year... Any thoughts on taking the loss on certain crypto in order to recognize the short term loss to offset my overall ST gain?

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Does anyone here know if maternity leave count towards your 2 year period for GSAP tuition reimbursement?

Other than salary, what other monetary benefits we get in ibm gbs

How does the housing market work exactly, like, what determines whether prices go up or down?

Is my department being downsized: an experiment in anxiety.

What would be a reasonable base salary for an in-house senior/managing counsel role? 10 YOE, SaaS with about 500 employees. Located in Los Angeles.

After 3 years in TCS, I'm looking for a job switch. It would be highly appreciated if anyone can provide me with a referral to HCL.

Profile: Data Scientist/ML(Computer Vision, NLP)

Relevant YOE: 2

Does anyone have a non-compete clause in their contract in the UK (restricting you to work at a competitor firm)?
Do you know if Accenture enforces it at the time of exit?

Looking for Scrum master position with 10 years of experience. Bengaluru location

Hi , can someone help me with the resignation process in cgi? Do we jus need to drop a mail to manager or any request needs to be raised in the portal? And if it is just mail, then what happens if manager is on long leave for 2 weeks?

What policy changes are expected post LTI - Mindtree merger?

I’ll be in Munich with a group of friends weekend of 9/22.... if you are there and in the beer tents drop a line

How long have you been coaching, and what are some tips and tricks you care to share?!

Looking to move to the Dallas Fort Worth area close to June I’m here to network and see it all would welcome me and help me out during my transition

What is loan staffing project and non loan staffe project? Pros n cons for both?

I’m a biomedical equipment technician how much do Michigan pays

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

Partners: I’m a sr. associate managing multiple cases without a whole lot of oversight. A few of the cases I am managing are very large, very fast, and very contentious. I try to be as immersed in the details as I can, but can’t know everything. I rely on others to give me accurate and actionable facts. Lately, the actions I have been taking have been based on wrong, inaccurate, or incomplete info. I then get reamed in M&Cs and look like an idiot. [Cont. in comments]

What item has been your favorite purchase for your home/apt?

Looking for a Full Time Clinical Coordinator with experience!

Gift giving help: every year around this time my husband brings up his Jan bday and basically demands I spend a lot of $ on him. I find this stressful. I don’t do big lavish gifts but each year I feel pressure to or he won’t be happy. When I say this he immediately launches into “haven’t I done this for you, bought that for you”. “If you loved me you would”. His entitlement and manipulation make me feel super resentful and removes the fun of celebrating him. FWIW we earn the same. What to do?

Long drive tomorrow. Does anyone know of any on demand CFP continue education courses out there? I’d love to knock out 15 hrs of CE on this drive, if able. 🤦‍♂️🔫🤢

Unusual situation: My client called her advisor for an account held away from me, and asked for her RMD from that firm be aggregated with $2700 RMD which represents her RMD with me. Because she forgot

How do you guys deal with anxiety in the workplace? Struggling a bit.

I already am a CFP, now thinking about getting the RICP. Who has it? What's the study time required?

Thinking about going independent and operating out of my home office. Does anyone have any thoughts to share about that? I’m wondering about clients coming to my home and FINRA issues.

My best ideas and improvements come from client critiques but usually from clients I'm close w/ give honest feedback and criticism. What and when do you ask for feedback?

At Wells, we have a monthly email newsletter (automatic) as well as an email platform on demand. Do you guys think clients receiving a monthly newsletter is too much and would look like spam?

I have a hard time waking up no matter how much I sleep. So I usually spend 30ish mins on my phone reading articles till my brain wakes up but looking for a more productive morning routine. Any tips?

Has anyone had success with FB ads? What topics work best?

I have an attorney who sent me a referral. They have no $, debt, and will receive a small QDRO. Going back and forth between charging little to nothing to treating her like any other referral.

Looking for recommendations of any good non-finance books to pass some of the downtime at home

Just lost out on two potential clients because they said they were concerned about how many clients I have. Currently have approx 250 households ( Ed Jones speak for mailing groups). I never thought that was a lot but now I am reevaluating. Curious as to how many relationships you all manage.

I just graduated college a few weeks ago and began my first full time job. I received essentially no training and am feeling super overwhelmed. I don’t want to come across as helpless to my boss

Booyahh, landed hedge fund number 2 for IPOs.

If you are coughing every 5 minutes during flu season in the office.. please go home

Reading any good books lately? Currently reading Present over Perfect

CFP study programs:

I'm a little confused on Danko - does he offer a self-study option for the coursework requirement? On his website it looks like each module has a 4-day virtual class which I wouldn't be able to attend due to working full time. Does this program also include self-study material, and the classes are just supplementary/optional? I was also looking at Dalton for self-study and Danko for test prep. Thoughts?

TIA

This quarantine period is really messing with my structures for WLB

How do you sell the benefits of managed money to your clients?

The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?