I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

Which trading platforms do you use in India??
As a NRI, how do you guys plan your investments?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How to maximum save taxes for 20LPA?

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

For USI Onsite folks,

Has anyone received the tax filings from Deloitte yet? I had submitted everything in January but haven't received anything after that

Who’s buying Dave Portnoy’s BUZZ ETF this Thursday?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Was there ever a time you wanted to give up being a real estate agent?

Is it worth to keep being a small time real estate investor? Two homes, 600k value, 300k equity, combined monthly cash flow only $1100.

What are your a la carte pricing for estate plan documents?

Does anyone have any experience with B2B buy now pay later? While I understand number of SMEs and volume of online transactions are important drivers, keen to hear different perspectives incase I’ve missed anything vital.

How do I configure a stop loss in bittrex? Is it even possible?

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

I am transferring into the S&A A&C GPS practice as a C1, what salary range can I expect?

Where to eat tonight ?

I've been approached to advise a SAAS startup, series B roundwise, with a 4-5 hours per week expectation max. How would you figure out how much equity ask for (company is valued at 54m USD)?

Hi all,

I am an IT professional having almost 5 years of experience and want to move to Canada for PR. My CRS score is not upto the cut off. I need someone who can help in earning connections points for Manitoba PNP program.

As it allows having an acquaintance or a friend to earn those 20 points, it can help my PR application.

Anyone who is PR and resident of Manitoba can dm me to discuss around it. I am ready to pay for this assistance as well.

Red red red

Would anyone want to case? Preferably intermediate/advance level! Thank you!

Curious to learn if any institutes are doing coverage analysis for there clinical trials? If yes, are you utilizing third party or doing it in house? I am considering opening a consultancy with coverage analysis as a service line and would like to scope the market demand for it. Any feedback or suggestions would be appreciated!

What are the perks offers by PWC for SA roles other than monthly fixed salary

Thoughts on Fox Rothschild?

Hi Team ,
As of now i am working as automation test engineer. Just wanted to know will i be able to get more 30 or 40LPA salaries in future may after 6-7 years ..Or does any think better to shift domain at this stage.

Hear conflicting news: What’s more effective, a LinkedIn InMail, or a Connection Request with a Note? Success = Message being seen.

It seems like every time I log into LinkedIn the people who are “starting new positions” are people who already had jobs in the first place. I’m honestly ready to just give up. Unemployed for 8 months bc of covid layoff. Like what’s the point when companies see me as less valuable than those that already have jobs. How do you guys hold up? I understand life isn’t fair, but there just seems to be no end to this.

Hi Folks,

Did anybody in CTS land in Canada with a work permit raised from the project ?

Should I take this role?
Pros: 50k bump, company is full remote, no time tracking software, unlimited PTO, 10k in quarterly bonuses, vertical move in responsibility and title, will set me up for future roles in different companies with the title I am looking for (so strategic move)

Cons: Its a startup, the solution they offer is adjacent my desired industry, its a very small team so I wouldn’t be necessarily grow my network, tech stipend for new laptop (but they don’t provide a work one)

For those who are single: how do you all find dates? I absolutely hate swipe based dating apps (tinder, bumble, etc)…32M straight.

Does anyone know where I can post my jobs for free?

Partners, is it okay to send a deliverable without your review?

Reflation/reopening trades with room to go: CVX target 110 (uncle warren likes and lots of trave commodity increases, supply destruction =oil demand), NCLH target 40 (CCL/RCL have retraced to FMV IMO), BA target 300 (airlines basically back to FMV),

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?

What's your target retirement savings? Target age? Combined or single?

Thoughts on brk.b for long term? Thinking of getting in at this point.

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

Etrade account- Can someone recommended some of the money market funds available with them? I have bit of cash money left which I don’t want to invest in stocks.

What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

What's a good percentage of cash to keep in your portfolio?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

If I make $120k base and have 50k for down payment, what should the house price be?

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.