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I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

How do you effectively plan for retirement?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

I forgot to pre clear a trade for an ETF this is first a time violation I’m In serious trouble?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Once you have PR is there any restriction on getting a visitor or traveler visa to USA ? Will need to give up my H1B in US when I move full-time to Canada but might need to return to settle estate

Is there any good reason LMND went up $33 in one day?

anybody take a dream job that turned into a nightmare? what are some stories there? did you stick it out and learn how to cope or cut your losses?

Thoughts on debt finance vs. capital markets for lifestyle?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

Off Topic Alert : Does pre-authorization of holdings in Zerodha have any downsides to it? Is it safe to preauthorize holdings so that I won't have to enter a TPIN for every sell trade.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

A lot of negativity these days. What are you grateful for at the moment?

I don’t sign into teams on Fridays and someone on my project acts like i’m unreachable when they can just text me or email me ugh.

Hi fishes,
My LWD is 18th July and I chose vendor pickup for my assets(expected pickup is 10th July).
Is there any limitation or chances of facing issues on Not having laptop with me(for other exit clearances).
Also it would be great if someone can give guidance on exit clearances as I'm worried that I will miss out something.
TIA.

How long do pe ops jobs usually take to get back to you in final stages? If it’s been a week am I done?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

What’s the one strategy/technique/ritual that has worked the best for your mental health? (Even if that was not the intention of it)

Moving from government to BigLaw as a 6th year. Since I'm coming in as a mid-level, I feel like this transition is different than a junior whom partners expect to know little. Any advice?

Hilton has the worst rewards program.

Has anyone went across to the US from Canada on the TN Visa as a Business Analyst? I’m not sure if it can fall under the Management Consultant category.

From Los Angeles, looking to get into the vending machine side gig. Any advice for someone just starting?

Getting life insurance so they drug tested me. Now they want me to fill out a form that basically asks me to certify if I’ve EVER done any of these drugs. What the? Who hasn’t EVER? What happens if I say never did? Idk my results from the drug test, maybe I smoked a bowl in the last few weeks, can’t say for sure. How does this work?

No matter how much and how hard I try organize my day, stuff just pops out of nowhere all the time and I end up stuck at my desk until midnight almost every single day.

I interviewed at Google and cleared all onsite interviews back in July. Then came the hiring freeze and my role was de-prioritized. Now I'm being called for another position which I applied through the same recruiter before for the same group but different role. My question is will Google reuse the positive feedback and will it help/add value to this new position?

Can anyone recommend a voice recorder that transcribes recordings into text? I am looking for a solution as portable as a phone, but purpose built and can transcribe directly into desktop.

Hi guys any tips ?

Investing since last 1 year.

My portfolio looks like this-

Stocks:(Total 28 stocks)
Investment: 2.82 lakhs
Currently at 39K loss.

Mutual Funds: (9 SIPs worth 23k monthly)
Investment: 3.04 lakhs
Currently at 12k loss.

Investing in share market

Invested 5 lkh
Loss 39k

Investing from last 1 year.. eSOPs worth 1.2 L and SIPs worth 74k.
6k every month in SIP.
IPO: 3, 2 LIC and 1 Wilmar

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Please share your portfolio value and how long you been investing