Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

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If it’s true that you can gain full immunity after recovering from COVID (when science says so ofc), will the plan be to antibody test people and let them resume daily life if they have immunity?

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Has anyone made the transition from law to public accounting or tax in industry? Are you happier? I’ve been thinking about making such a move since there seems to be more remote opportunities in accounting. Advice or talk me off the ledge?
(My background: Big 4 SALT > State AG’s office (tax) > small commercial lit firm > COVID > city attorney > in-house (real estate))

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obligatory post: how will COVID impact human capital? The types of work we do, factors in making a healthy organization, etc.

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So… 3.5 year relationship came crashing in Jan due to covid depression, work burn out, lockdown etc. We have stayed in contact and recently he has come around to apologizing and considering getting back together. However he also revealed he started seeing someone casually 4 weeks ago and technically is cheating on her by meeting me for coffee and to discuss this. I’m upset that he’s dating others but shouldn’t be right? I mean, I did the same. Still hurts though. And I told him to sort that out

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Have offer from Nagarro Gurgaon. Is it possible to relocate to Bangalore post covid instead of Gurgaon ?

Coronavirus and health: has your alcohol consumption gone up during the pandemic? This pandemic had encouraged me to quit for good now.

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We are all sleep walkers (specifically in Europe) walking towards the second wave of corona virus cases and potential lock-downs even though we should all know better.
Change my mind!

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Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

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Do people really have to work late night in advertising agency? I'm new to the industry like I graduated a year ago from an average college with some high hopes to dive into a professional agency, working in an average company but thank god I got the job in this Covid crises, yet underpaid and working for atleast 12 to 13 hrs a day, and someday the working hrs surpasses, isn't there any regulatory that can help people like us for our well being? Or help us get money, in return of our health?

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There are lot of mixed reviews about Nagarro.. some folks are saying Nagarro do not fire even in covid the only did the pay cuts and did not fire anyone... where as some folks are saying Nagarro is hiring rigorously more than their projects strength so firing will happen for sure and if you are on bench for more than 1 month you are in red zone as the same happened in past... what is the mystery.. can anyone from Nagarro an honest review about this organization.

Nagarro Nagarro ES HCL Technologies Tata Consultancy

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Which agency has the Corona virus test kits account? Any rumblings of which client is working on a vaccine?

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Meanwhile people of color are being disproportionately affected by COVID and of course not being included in vaccine trials.

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I realized recently that I can turn my “super associate” persona at any time. I had it off during covid when my kids needed me and got a bad review. So now it’s back on. I’m responding to midnight emails (and daytime ones in under 20 minutes) and getting work done the same morning. I’m spending countless hours doing edits over edits. I actually don’t like super associate. Why do people live like this 24/7?!? 🤔

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Masks at open houses?

With flu season (and COVID season?) just around the corner, I’m thinking of asking buyers to mask up at showings. Good idea or am I going overboard?

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Hello Guys, I got offer from Legato, My DOJ on next week. My project is IngenioRX. Do anyone work in this project. How will be the wlb in this project.

Will they allow me to work from home after the covid pandemic is over?

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Recent immigrants...is Covid making you want to go back “home”? Cont

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from God import pandemic
From China import coronavirus, mortality_rate

covid_19 = pandemic.coronavirus.set_mortality(mortality = 1.)

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Does anybody have ideas on how to use 2 weeks of vacation during covid? Can’t visit family without international travel, most friends are with their family/SOs and social distancing. Pto is expiring so it’s use it or lose it. Im in NYC. Thank you!

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Has anyone noticed COVID patients being more susceptible to CA-AKI?

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Yidden, I've been slowly drifting away from religion. It's odd because I used to be so connected, and I still retain the same values! Technology, however, has made religious ritual feel so lifeless, and I can barely muster the energies to maintain even a bare Jewish lifestyle. I become so sad when I see my friends becoming more connected, while I find myself gradually falling away 😞... HELP!

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We: what is the CPE hour required for EY staff/senior per year?

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What is decent package for 10 yrs exp .
Technology is Oracle Ebs technical.

If you knew about technology then only reply. Don't respond on fly.

Anyone know where/how to go about getting L/VL/VA CE credits form insurance carriers? Anyone have some specifics?

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Hello Fish Friends! Does a PhD count as project management experience?

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Heyo! I’m looking to hire fund accountants (associate, mid and senior level) within the US and Canada. If interested, please contact me!

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Thoughts on all of the layoffs happening?

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Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

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Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

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At what salary point did you feel "content" if ever? At $90k, and I've always figured once I got to $200k I'd be "good" and chill out, thoughts on that?

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Hi fishes,

Any suggestions on how to acquire a job in Singapore for Business Analyst role. Currently m in mumbai, would going there and hunting make any difference

What are the perks and benefits of working at DBS, Hyderabad? DBS DBS Bank

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Do we know who the new BBDO recruiter is? Thanks Chicago fish!

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Any insights to the PwC product manager interview. All tips welcomed.

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Any recommendations for a therapist that understands high stress/high demand professions, and whose recommendations don’t include “just turn off of your phone or try not responding to emails”? Bonus points if they understand ADHD as well.

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I’m starting at VMLY&R on account side and was asked if I want a PC or Mac. Not trying to be the odd one out - what do most account folks have?

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Poor son will have fun in the upcoming years, set up his own bar too high from the early days

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funnylikeuplifting

BCG CHI: What did you think about MG's speech?

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I was talking with an Asian mentee who told me that he has experienced the following microagression during job interviews: "You speak English soooo well!" Any suggestions about how he can respond?

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Additional Posts in Personal Investment Chatter

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

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Marcus just cut their APY rate to 1.55%, down from 1.7%.

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Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

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Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

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I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

likeuplifting

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

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What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

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$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

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Been using HMBradley since February and very happy so far. Getting 3% as advertised.

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Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

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I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

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Any thoughts of investing in gold or gold related instruments?

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Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

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Is ARKK still a good ETF to invest in?

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When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

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Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

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Is buying into the VIX the best way to hedge for a mkt downturn?

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Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

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My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

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