Currently holding both the Chase Freedom Unlimited and Chase Sapphire Reserve (opened >48 months ago). What’s the best play to obtain CSP sign up bonus without dinging my credit?

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No matter what, your credit will be dinged (temporarily) from the CSP hard pull

But you could downgrade your CSR to a Freedom variant to keep the credit line open and aging

OP, if you can handle the spend on two cards at once, you could also apply for the CSR tomorrow 😉 but you have to apply and be approved tomorrow

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Downgrade reserve to freedom flex and apply for CSP

If I already have Chase Freedom, Freedom Flex, and Unlimited - is there a card I can downgrade to so that I can apply for preferred?

Thanks

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