Currently holding both the Chase Freedom Unlimited and Chase Sapphire Reserve (opened >48 months ago). What’s the best play to obtain CSP sign up bonus without dinging my credit?

like
Posting as :
works at
You are currently posting as works at

No matter what, your credit will be dinged (temporarily) from the CSP hard pull

But you could downgrade your CSR to a Freedom variant to keep the credit line open and aging

OP, if you can handle the spend on two cards at once, you could also apply for the CSR tomorrow 😉 but you have to apply and be approved tomorrow

like

Downgrade reserve to freedom flex and apply for CSP

If I already have Chase Freedom, Freedom Flex, and Unlimited - is there a card I can downgrade to so that I can apply for preferred?

Thanks

like

Related Posts

Hi all, I recently received an offer as Quality Eng in Medical Devices. I’m base in Houston, Tx. What will be a competent salary for the position ?

like

Physician Assistant salaries in the Chicago Area? I’ve practiced at an AMC for 5.5 years and make around 116k salary. Outpatient surgical sub specialty, but the same salary “formula” as my previous role in urgent care in the same system. Another AMC offered me 124k 9 months ago for a similar role - which I turned down due to some red flags during interviews. Recently got a 10k retention bonus when I voiced my intent to leave but still feel underpaid as I’m literally keeping my practice afloat.

like

What are experienced tax SM's getting for their comp these days? Started at one firm as a new SM around 140 in 2018. New offer is 200 at mid-size firm with the same title. HCOL area east coast (not NYC).

like

Adjustments to year-end comp thoughts?

like

How does salary play into you dating? Just realized I make fire than the guy I’m dating

like

What is salary range for Senior Business System Analyst?

like

What is a fair compensation for a Disney cruise line Digital Product Manager with 4+ YOE? Currently in the interview process.

like

Refering to the history of compensation release dates

Post Photo
like

Hi guys, have an offer around 6.5k SGD fixed from a big 4 in Singapore. Current fixed 13 lakhs. No rent as of now as living with parents. Is Singapore good from the perspective of growth ? How hard will it be to move to a country like Singapore? Please assist

like

Since Covid-19 who else has lost big accounts?

like

What's your best side hustle? If you have one. Bonus points if it's wfh.

like

How realistic is 140k+ salary for first year Manager in FDD in HCOL at a top 15 firm?

like

What’s the pwc SM comp range for SAP? 200k base doable?

like

How much is the bonus in Accenture strategy and when is it paid?

like

TCS Hr revised my ctc to 27.5lpa from 24lpa for C3A band & shared ctc break up. I negotiated asking him to revise the fixed comp to 26lpa & JB. He said that he would try for fixed comp of 26lpa but no JB. Later he came back saying he can't get an approval for 28lpa & asking me if I'm okay with 24lpa & he would try to get 24lpa also if possible. Is he trying to get the ctc down or does he can't get approval? How do I get him to give the 27.5lpa break up offer? YOE:9y6m Role:Infra ManagerTata Cons

Post Photo
like

a very specific question to all Canadians.

Current situation , i need to refund signing bonus which was paid along with 3 days of work at the company, taxes are withheld obviously
When you refund a signing bonus do you
1- refund ALL of it even taxes Withheld ?
2- refund only the amount that was deposited in your account
3- mix between 1 and 2 refund more than was deposited but less than the whole amount ( taxes should be refunded to me next year)

My contract says 2 and they want to do 3 Help

like

McKinsey & Company Bain & Company How is MBB's Human Capital Consulting practice? I also have an offer as FAANG Product Manager in the same city with similar compensation. I have 7YOE in risk management at an industry specific (tech) boutique investment bank.
McKinsey & Company Boston Consulting Group Bain & Company

Hi guys- What is the average fixed salary range for AM in Risk Advisory in deloitte india. Thanks!!

like

My salary is very low as per 10 yoe which is 20 LPA.I asked my managers to increase my salary as per market standard till 25lpa. They said talk is going on with HR as like me there are multiple employees who are not satisfied with yearly hike, but for sure they will give and it won't take much time. Do you think I should trust them and start looking outside. Here wlb is good which was my priority. Deloitte EY Barclays Deutsche Bank
Nagarro EPAM Systems Harman Globant TietoEVRY Xoriant private s

like

What is the maximum salary range for application developer team lead in Accenture?
Relevant years experience 8
Total 10

More Posts

Favorite professional shoes?

like

Are there any firms out there that are open to attorneys retooling (switching from plaintiff to defense in the same practice area) for laterals? About to start my fourth year. Looking in the southeast region (AL, GA, TN). I do L&E but am willing to do other areas where I get caught up to speed on management-side L&E.

like

I am on an internal IT audit project. The manager in charge and the director have no IT OR Audit experience. I’ve done both internal and external audits. They both said not to rely on audit standards when discussing gaps with the client. How do you do this? Serious question

how many opinions/bench rulings should I aim to complete by the end of the clerkship?

like

Hi everyone, share your blindsided layoff stories below so I can feel a little bit better about mine.

Covered a managers meeting for her yesterday, was with some senior members of the marketing team. A director opens the call with “we are so sorry about the impacts the layoffs have had on your teams today…” then noticed I was in the call and said “we are still notifying others so best to keep it under the radar” …25% of my team was let go three hours later with no warning😬

likehelpful

Hi
I am a software developer with 2.4 years of experience and looking for a job change. I am holding two offers from bain and company ( software developer - 12.5 lpa) and neudesic technologies (consultant 2 - 16 lpa) . Which one should i join considering better work opportunities and work culture?

I hung out with my brother at an extracurricular for one of his children and his and I was so proud of the type of supportive dad he is now. We grew up in a very tense and chaotic house. Happy to see him try to break generational trauma.

likeupliftingsmart

Forbes has a article out that says 84% of clients know or “sometimes” know who will win a pitch before it’s done. Have you experienced that?

A little Charlie Day goes a short way. Was tired of the joke 15 seconds into first spot.

like

When to put in two weeks notice? I've received and signed my offer letter- best practices to wait for background check to clear?

like

What is the best site for legal jobs in your opinion?

like

Any technical architect here from TCS,
I am new to TCS, would like to know how would work be like for a technical architect -- about major responsibilities.
Tech stack - DevOps

like

Got an invitation for Deloitte mini assessment centre (online) for senior consultant position. There is a written exercise, senior manager interview, case presentations and a director interview in the schedule.
Anyone got any pointers for any/all of the stages. Struggling to find any prep for the written exercise.

like

I figured it out. The data scientist wants to be a Chief (not THE Chief, because bowls have multiple Chiefs), so he posts wacky clickbait that we all respond to, which helps him level up faster.

likefunnysmart
like

Anyone from TARGET, I need a referral job id R0000256696

likeuplifting

United GPU Gurus - What is the best and cheapest way to ensure GPU? I have read that some fare classes (pretty much any economy fare) do not qualify and the ones that do (premium economy) are pricey.

Will someone who resigns before 30th receive hike letter?

like

Additional Posts in All things points

Anyone find discounted hotel gift cards?

like

Planning a trip in August/ Sept. should I book hotels now or wait for the merger to happen and book then. (Currently a SPG member)

like

Flying without status is a punishment that I avoid unless it involves me getting laid or amazing food.

like

Is there a downside to upgrading Chase Preferred to Chase Reserve instead of getting a new Reserve card when not eligible for any promotion?

like

Best way to redeem UR points? If answer is travel, how do you know you're getting a good deal?

like

Hello! I have a Marriott free room voucher expiring in June worth 35k points. I would like to sell it. The card I get it from is 95$ per year so I would take that if it sounds fair.

funny

Made it to Delta Silver 🤟

funnylike

Anyone use “Service” to get cash back on delayed flights? Seems like shooting fish in a barrel...

like

Looking to sign up for a points card in the UK- does anyone have a recommendation? Anyone have the Virgin Atlantic Reward+ MasterCard?

Just realized I’m going to eke out UA Plat on 17 flown segs this year. Efficiency at its finest.

like

Anything "extra" you get booking car rentals through Trips vs. through Avis app? I'm doing a weekly rental with different pick up and drop off next week and it seems to be like $100 cheaper on Avis.

like

Does anyone know where I can go to look up SPG/Delta related challenges? Loosing my SPG Platinum status next month and looking for ways to get back on

like

Does citi premier have a referral bonus?

like

Water pump broken. How many points?

Post Photo
funny

Is the Bonvoy app and site down?? Been trying all day to access... well guess I gotta call CS 🙁

like

Amex to Marriott point transfers are 1.0:1.3 right now. Is it worth?

SPG/Marriott Q: Have last weeks nights been posted for you yet?
I usually get the nights (and points) Friday after checking out on Thursday, but nothing has come through yet for last week

likehelpful

Have a Chase Sapphire currently. Looking to get the Reserve or the Platinum Amex. Thoughts?

like

Is there any KPMG / AA or Delta status challenges going on right now?

like

Any recommendations for providers of people-to-people group tours to Cuba? That aren't ridiculously expensive?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal