Currently, I am earning ₹24.5 LPA CTC in Kolkata with 13 years of experience and living with my parents. If I move to Bangalore for an AVP – (IT) role at HSBC, what should be a reasonable salary expectation considering the cost of living difference?

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Nothing below 40 for sure.
If you are desperate , then nothing below 35 fixed.
Best bet is 42-45 range, good to go and settle there

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40 should be fair in bglr , however even ,35-40 in Kolkata would also be fair

Minimum 35

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Recent experience of a friend who moved to JP with 12YOE. No more the companies are paying based on market standard but based on 30% increase on your last drawn salary because currently supply of candidates >>>> demand. So do not quote a number too high unless you know you have done EXCEPTIONALLY well.

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