Didn’t know if there was a better bowl for this but is there a difference between taking out a personal loan to pay off credit card debt vs a debt consolidation loan? I went with w a bank I already have a mortgage with and I know the branch manager and teller so I was comfortable with doing a personal loan. And the interest rate was almost 10% lower than my credit cards.

Any Delta Airline status challenges for 2018?

What's your target retirement savings? Target age? Combined or single?

I am close to gold on Delta and can get just over it. Or I can stay under 50k and roll over MQMs to get to gold early next year. Would both options give me gold status only through Jan 2020?

Do you guys factor in how far your parents live when looking to buy houses? My folks are here but I'm thinking of buying in Louisana. Scared to leave them though, haven't ever lived more than an hour away from them 🥲

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

Question on UK visa-
My partner will be traveling often to London, once a month for an year starting September. He is getting his visa through work (10 years, multiple entry, 6 months max stay, cost some $1000).

I have applied for standard tourist visa in the past and they are usually short term. It could be max 6 months, but they see your itinerary and allocate you few months around the itinerary

Is there a way to get 6 months multiple entry visa, if I were to join him once in a while.

Looking for a Delta rewards card and was going to go with Amex, but internationally Amex isn’t widely accepted and I already have the Gold. I’d like to replace my JetBlue Mastercard with a no foreign transaction fee Delta card (don’t mind a fee for the card). Is there a good Delta non-Amex option? Also, don’t have a card that’s big on travel rewards generally.

Hi Fishes, I am really interested in product management and want to switch my role from risk analyst in a product owner/product manager role.
How difficult it is to do in amex? Its been half a year since I joined amex and I am planning to talk to manager after completing one year.

Can someone please suggest me if this kind of switch is possible? And how should one go about it

Any advice would be helpful

Airline (Hawaiian via JetBlue) fully cancelled my outbound flight 2 days prior to departure. I booked a new, more expensive flight through hawaiiian. Is there any option to have them reimburse the difference in cost? I booked both on chase sapphire and the first through UR but have had no luck

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

Do you bring a phone holder for navigational purposes for your rental car each week? If so, can you recommend a product? Tired of holding phone in hand.

How do you make side moneys? Any apps or websites that would allow me to do work online and get paid? Thinking about bookkeeping gigs or something similar.

Are there any youtubers you would recommend for watching for stock picks advice?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Any thoughts about investing in RE in Prosper? Is Proper really supposed to be the next Frisco?

Does anyone have any beta test email templates? I'm looking to invite some users to my app and looking for some guidance.

Thanks

I recently got offer from ey gds for 23 lpa, currently having 7 years of experience, good to join at this package or should negotiate with HR?

Hello friends, Any updates on mid-year promotion for EY GDS? EY INDIA members have received mails already.

I’m currently working for a company that has a global presence of about 250 employees 50 of which are in the US. I manage all of recruiting for the US.
In the new year we are looking to hire someone to be the first true HR person. I have a background in HR but have always specialized in recruiting.
My question is, do I position myself to take the HR role and backfill my recruiter role?

“We had complimenting genitalia.”

OMG predictions for 2017?

Anyone near the DC area by chance?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Has anyone completed CAIA? If so what’s the timeframe to completion like? Thanks in advance!

Any vaccancies in supply chain management / procurement ?

Experience 4.5 years
E2E vendor Management

What is the fixed-variable split in TCS for a Consultant role? Is 35L a good enough salary for that role?

Who here has pitched an idea only to be told that it's a dumb one but then you see a commercial and it's your idea?

How many meetings a week do you find necessary when there aren't any special launches and/or campaigns?

How does the annual appraisal look like in Accenture Capability Network for a Management Consulting Analyst(Level 11)

I’m interviewing with another firm next week. Has anyone made a switch like that before? How did you do it? I work in a small criminal firm now. Interview is with a same size/practice area firm.

Hi.. I have received an offer from a consultancy stating for 3 months i will be on their payrol as infosys as client and after 3 months i will be moved to Infosys payrol with permanent wfh. I have other offers with wipro amd capgmni both with same package. Please help me if i can trust the consultancy and go for infosys option

Hey Fishes,
I am a front end developer with 9 years of IT industry experience. I joined Citi Pune 2 years back and current fixed ctc is 20lac. How much increment I can expect from C 11 to C 12 position for this year end? Also do you think I am underpaid as per current market standards?

RFE REASON: GGlaw not sharing RFE Reason on my H1 change of employer RFE, shouldnt a beneficiary get to know the denial/RFE reason. Anyone in same boat?

I’m back for my final verdict: Audi Q5 vs Audi Q3 vs BMW X3? Can you rate this in order of preference please? Thanks!

Anybody here a single mother by choice? Would love to chat.

Is there anything inherently sketchy about an apartment with a mandatory lease term of over a year (eg 15 or 18 months)? I assume they just want to lock us down for longer, but committing to a place for that long is a little daunting

I have never been able to find good wings in Manhattan or BK - please someone give me the details

Anyone been successful negotiating the price of an apartment recently? Astoria apartment listed for $2k with a broker fee trying to get ~$1950.

Have this huge anxiety going to a concert tmrw. Given the recent events I am afraid of going home after midnight. Should I ask my Uber driver to watch me go inside my building before he/she leaves?

Anyone’s con Ed bill extraordinarily high this month? Mine is ~$400. I’ve gotten mail notice from con Ed needing to install a “smart meter” and for every month missed it’s a $100 fee. But I think they’re waiving the fees. It’s so damn confusing to read if the high bill is due to missing the smart meter installation or energy usage.

Can someone explain to me what the big whoop is about working in IB? Hours seem nuts from what I read in the bowls. What am I missing? Is it the pay?

Has anyone gotten movers within the city and had them pack your apartment? What was the cost for packing (for a studio or 1 BR)?

Best places to shop for dresses to wear to summer weddings?

Anyone had any luck recently landing a place under $3k?

Anyone likes The Strokes? Friend got cold feet and I’m now stuck with an extra ticket to their NYE gig.

Happy Holidays Everyone! Looking for some gift guides on the following:

-Tumbler (for keeping drinks extremely hot)
-Tablet (not sure which brand to go for)

I’ve decided I cannot afford rent in lower Manhattan anymore. Been here for 6 years and make more each year but this is just crazy now. My 2 bed 1 bath went from 5200 to 6800. Bruh that’s just insane

Thinking of getting a peloton. Anyone actually experience weight loss and overall health improvement from having one?

I make excuses for not going to the gym and the number 1 being convenience so I figure if it’s in my actual home then I have no excuses!

Be nice, thanks! 😊

Hi NYC female fish! Room available in our apt for 12-month sublet beginning 8/1. Midtown east (57/3) in doorman elevator laundry building, $1350 monthly rent. PM me if interested!

So the app description says this is where is can ask how much we should get paid. I work as an Associate in a boutique office. I work directly for the owner, we’re only 3 employees including her. What we do: we represent liquor license applicants in the process of getting a liquor license in NY. That includes filing the application and dealing with community boards or any other related meeting or hearing.
The office charges between 3.5k and 5k. Does anyone else has this job?? How much $$?

If there’s anything NYC teaches you most, it’s to be more independent than you already are.

Recs for female hair cut and color? Brunette wanting to go lighter if that’s helpful. Preferably downtown

Can someone tell me about the water taxi from williamsburg to the city? Feasible to make it to the office (1-2 x / week)? Winter?