Do you start with one broker application to get a pre approval and submit to an offer to a house and shop rates after or start with multiple brokers application at the beginning and shop then put an offer

Hi all,
I have one doubt. What is the meaning of "LD." in bny Mellon? I saw lots of positions starting with ld

I always feel like I’m one mistake away from getting fired 😵

Hi

What is the salary range for a salesforce technical consultant?
Exp - 4 years

My brother got me a weightlifting belt
Unsure if I need one or when/if I should use it
Any advice?

Don't hate me but Brookly style pizza >>> Chicago deep dish, any day, any time.

I’m likely on the way out from current role. who’s hiring? Bachelors in business, 5+ years in finance/risk/analytics roles

Good trip for four days in mid-March? Can be by air or train. We’re leaving from Boston. Sister is 20, and I’m 24. We’re looking for good food and a balance between relaxing and sightseeing.

Audit manager here. Planning to talk to partner in charge about becoming a partner eventually. Any tips about what to ask?

Hi folks.
Can someone please help me with refering in Tcs , Accenture or Infosys for Technical Project Manager or Senior Project Manager role really need your help i am actively looking for a job change .I have 11 years of experience in .net development and Project Manager role using Agile and Safe. serving notice period

I joined capgemini on aug 19 2021 but no appraisal has happened till now.
HR said that I appraisal will happen in April 2023 ! Is that true..
That is a very very long time .
Please can anyone tell if that could be true.

Where do people go after Visa?

Currently at a medium sized firm but want to make the jump to big law - doing Plaintiffs PI and just need some advice on how to make myself more attractive to larger firm.

🍂November JOB THREAD!

Do you know of an opening or opportunity?

Share it in the comments below! Help another Fish. 🤝

Hi Fishes,
Looking for good PGs near bagmane WTC bangalore. Please help with any threads

Anyone have a Baume & Mercier Classima? How do you like it? Thinking about purchasing one to get up the list w an AD for a Rolex OP

Does anyone ever use their overtime meal to buy something else when at Walmart or Supertarget?

Been using OneNote for the past couple of weeks. How this flew past my radar all these years is beyond me. What a discovery!

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Any one knows what’s the easiest way to order a radon test for new construction?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

For those that built higher end homes, what kind of appliance budget did you have?

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Can I get a commercial loan without 25% down?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Hi - any good books recommendations for getting started on real estate investing?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?