I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Anyone familiar with any Angel networks investing specifically in Edtech? I’m a founder looking to raise a pre-seed and, I’m interested in looking into some more thesis-specific investor networks to gain some value add folks. I’m familiar with some players in the VC space but am specifically interested in value add angels as well!

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

If you could right now, would you buy a house in full cash or invest in the market?

Planning on staying in Japan in November for a week! Any recommendations on where to stay / things to do? Also, got some SPG points (<100k) I want to use!

I see blogs saying I can use 75k round trip delta points to fly JFK-London but whenever I try to book w points on the app it’s 60k one way and 200 dollars. Am I doing it wrong? Should I book on site?

Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

Tax question: Say I am due to owe $50k in capital gains in 2021. What’s to stop me from going out and buying a Tesla and renting it out on Turo for $1,500 per month. I then use bonus depreciation to write off the full expense of the car in year 1, negating the $50k in capital gains owed.

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Can anyone please tell if rent agreement is required in LTIMindtree for hra tax exemption or not ? If yes then should it be notarized or should it be registered ( registered means stamp duty and all ).
Please let us know.

What are you writing off on your taxes this year?

Hi,

I was just wondering if anyone has any tips on what to add to a business plan to self source mortgage leads.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

I haven’t had much luck on fiverr with my gigs. Really eager to start a side gig and have a second source of income. Any suggestions or insight would be great!

I’ve got a partnership w/ two of my uncles. We have two houses on rent. we use the profit from the homes as a single pot where we pay for the maintenance expenses (different cash flow from each). We are close family and they trust my judgement. Another of my uncles wants to join for the next home we buy. How do we split/ allow their buy in to our partnership for the next home? I don’t wanna add extra accounting of maintaining expense/cash flow from the next one we buy as a larger group Thoughts?

In case anyone needs help with their Tax returns, please feel free to DM me.

Who’s buying Dave Portnoy’s BUZZ ETF this Thursday?

Anyone have an iMac for WFH? If so, how do you like it?

Does anyone know sports arbitration or general arbitration well? Have been a figure skating fan my entire life and am curious whether the judgement of recent Valieva case makes sense to you.

Brand new bowl - join even if it looks unexciting and the content will take care of itself over time!

How can I resize the horizontal scroll bar to only fit to my data? It goes all the way to column XFD and my data only goes to GK. Someone once had formatting that far out and now it won’t resize

Workout before (4:30 am) or after (6:30ish) work?

Has anyone got connections in pwc strayegy&, need a referral

What would be the salary of Investment banking operation professional?

Today Pfizer announced that trials show that their vaccine is 100% effective for teens ages 12-15. Do you think most of our students will get it for next year?

What do you consider to be a “healthy” number of LinkedIn connections? 1) too low 2) too high 3) just right.

Hello everyone,
Is there anyway to get help for devops assignment

Anyone with document review experience able to give tips on running searches, specifically nextpoint?

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

Hi all. I can't help but feel that my current 'Digital Managing Partner' job title is a little too niche when it comes to LinkedIn job/resume keyword relevance, particularly outside of a media agency environment. However, a 'Digital Director' title feels too junior and 'Managing Director' maybe a little more senior. Any logical suggestions please? Thanks

creative directors + senior level creatives: what compels you to reply to a cold connect from a junior?

Hi All,

How long do ppl in the US generally take leaves in December for vacation?
Only last couple of weeks or the entire month?

Siemens technology is product based company?

MBB AP about to exit to non-FAANG tech. Would you expect a signing bonus and/or pre-determined severance pay if things don't work out with the new company? Anything else that people have negotiated during their exit? I'd be leaving a large amount of bonus on the table to leave before the end of the year.

I have been applying for internships the last few months. Got few first round interviews but never concluded further in the application stage. Lots of rejections because I am not from a target university.

Still looking for a summer internship within a Quant Fund, Hedge Fund or Trading firm (HFT,Quant or Systematic). Anyone with tips?

Bit of background. I am a Physics and Math undergrad with previous experience in Capital Markets and Research.

Thanks in advance!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

I’ve got a partnership w/ two of my uncles. We have two houses on rent. we use the profit from the homes as a single pot where we pay for the maintenance expenses (different cash flow from each). We are close family and they trust my judgement. Another of my uncles wants to join for the next home we buy. How do we split/ allow their buy in to our partnership for the next home? I don’t wanna add extra accounting of maintaining expense/cash flow from the next one we buy as a larger group Thoughts?

NYC rental property owners: do you put high end appliances in your rentals to entice tenants? Especially in this kind of market?

Is it normal to ask condo management about move in a week before closing or after?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Can I negotiate for a longer pre-approval period? I live in a hot market so likely will take longer than 60-90 days to secure something. Or does the pre-approval auto extend without a bunch more paper work?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Best book(s) to get started in real estate investing?

First time buying home in the US. Do lenders typically allow you to repay the loan earlier than the loan term? without any additional fees/charges.

How do I get rid of my old dryer?

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Anyone have resources on buying a second home, not as an investment property? Is it even possible to get a second mortgage? Moving to NJ and am wanting to buy without selling my home in NC.

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.