Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

I want to open a Roth IRA for my mother (55). She makes about $9k from an international job and doesn’t file a U.S. tax return. How does the government check if I find it with the maximum of $7k?

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

If 80% of my portfolio is in S&P 500 index funds, I'm assuming holding is a good call? I've held everything thus far. Just wanted some confirmation that I've got a good strategy.

What's your target retirement savings? Target age? Combined or single?

Do you invest in Indian stock market? Which platform or brokerage company do you use? Is it a lot of pain while filing taxes? Does it provide the reports you need for tax filing? I have not done this before. Would you recommend such an attempt? Thanks

Does anyone have any book recommendations for information on buying a house?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

$2k into XLV or VHT?

Would you buy a brand new car in cash?

With interest rates rising, I Bonds are back in the discussion. Thoughts?

Any good gaming ETF ?

Hi mates for Canada PR application,
Have anyone tried for gift deed kind of way for showing proof of funds for express entry

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

Please tell us, since COVID started:

-weirdest thing you've eaten
-weirdest thing you've watched
-weidest thought you've had.

Any EA’s at KPMG? I have a phone screen Monday morning and I’m curious about culture in their Boston office!

1st year SPED teacher here, If you had $700 to spend on your classroom what would you get?? I don't know what I am missing out on. :)

PE firms with the best WLB?

Hi all, m getting an offer for AED 25k in a big4. Location - Dubai. Is this good enough for a single person and is there a possibility to save 12-14k on this salary post all expenses?

Is there any intel you would ask your recruiter before your loop that they may give you as help or advice?

A long post: seeking some perspective. My husband of 2 years that I’ve been in a relationship with for more than 8 years just woke up one day and told me that he’s unhappy in our relationship. I’m devastated because he’s never expressed anything like this in the 8 years. He’s been super supportive and loving, even when we were in a long distance relationship. He supported my career and dreams and this just doesn’t make sense. We have gotten a counselor but things aren’t getting better. Comment>

Hello All, needed some advise, I have offer from freshworks of 50 L/A and other offer from 314e startup company with 48L/A but they are giving after 2 years US visa processing they will start, should i consider on the second offer?

Any book recommendations for grieving the death of an estranged parent?

Does Natwest group accept the counter offer/ will they Ready to negotiate

Any reco’s for custom printing on clothing/bags that can do full color?

Hi. I’ve directed a few social spots and a doc/branded content campaign for my agency. None of work was PRd, so no credits. Interested in directing long term. How have you seen creatives make switch?

I get that “the summer is slow”, but when does it start picking up for freelance producers? I was lucky and booked all last summer

Anyone else having sudden issues with Getty charging for easy access comps?

Is myGEMMA legit to buy watches 👀??

How long does the freelance to full-time conversion usually take if it happens? Mind sharing some personal experiences?

Hi Fishes,
My Appraisal is due this september. Can anyone of you tell me how much hike can i expect.
Cctc:6.5
Designation:Engineer
Exp:2.6
I joined in jan2020 but the training period of our entire batch was extended due to covid. Hence getting first appraisal in sept 2021.
Thanks in Advance😀

People on bench , how are you spending your day/time? Please share some stuff so that it can help/motivate others like me.

What will be the case if client doesn't like my performance.

Will they release me from there project before contract ends or any action in terms of termination from job will be taken by client or Nagarro.

Just wanted to know, has anyone went through this kind of situation???

Any good HELOC recommendations?

Ideally 90% LTV, minimal closing costs, desktop appraisal.

Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any one knows what’s the easiest way to order a radon test for new construction?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

When budgeting for a home, what is it typically based on gross or net? And what should prevent range be (from comfortable to overextended)?

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Hi - any good books recommendations for getting started on real estate investing?

What service do you use for collecting security deposit/rent?

Can I get a commercial loan without 25% down?

Looking to buy an investment property in Nashville. Can anyone here connect me to good realtors I can work with in the area? Trying to close in < 6 months.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

For those who use property management companies to manage your rental properties, what are the services that you really value and will switch out to a different one if not getting such services?