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perhaps your business plan isn't viable? i can't imagine the SBA denying a loan based on heath issues? that topic never came up when i applied. (health issues) but the topic of a business plan came up and viability of the business? i don't think they are lending money anymre for learing centers
Life insurance is required for many SBA loans. If you have a lender that doesn't require it, would you be open to share their info?